Financials JSB Financial Inc.

Equities

JFWV

US4662821002

Market Closed - OTC Markets 08:50:01 01/05/2024 pm IST 5-day change 1st Jan Change
88 USD +12.53% Intraday chart for JSB Financial Inc. -.--% +21.95%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 28.22 25.69 23.74 27.57 19.64 18.58
Enterprise Value (EV) 1 48.19 34.76 11.51 11.62 36.75 55.45
P/E ratio 11.2 x 9.18 x 8.25 x 7.73 x 5.08 x 6.47 x
Yield 1.6% 1.96% 2.29% 2.15% 3.16% -
Capitalization / Revenue 2.51 x 2.17 x 1.99 x 2.07 x 1.35 x 1.29 x
EV / Revenue 4.28 x 2.94 x 0.97 x 0.87 x 2.52 x 3.86 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.19 x 0.94 x 0.77 x 0.84 x 0.87 x 0.74 x
Nbr of stocks (in thousands) 282 279 279 276 276 257
Reference price 2 100.0 92.00 85.00 100.0 71.21 72.16
Announcement Date 20/03/19 18/03/20 22/03/21 16/03/22 20/03/23 07/06/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 11.25 11.84 11.9 13.31 14.56 14.35
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 3.061 3.484 3.579 4.374 4.699 3.659
Net income 1 2.515 2.798 2.876 3.576 3.863 3.037
Net margin 22.36% 23.63% 24.16% 26.86% 26.53% 21.17%
EPS 2 8.922 10.02 10.30 12.93 14.01 11.15
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 1.600 1.800 1.950 2.150 2.250 -
Announcement Date 20/03/19 18/03/20 22/03/21 16/03/22 20/03/23 07/06/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 20 9.07 - - 17.1 36.9
Net Cash position 1 - - 12.2 16 - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 10.9% 11% 9.85% 11.2% 13.9% 12.8%
ROA (Net income/ Total Assets) 0.83% 0.88% 0.82% 0.89% 0.87% 0.63%
Assets 1 302.7 317.6 352.6 403.8 444 480.9
Book Value Per Share 2 84.30 98.20 111.0 120.0 81.60 96.90
Cash Flow per Share 2 10.90 9.170 45.00 57.90 15.50 35.90
Capex 1 0.18 0.4 0.37 0.19 0.38 0.22
Capex / Sales 1.63% 3.37% 3.12% 1.43% 2.63% 1.51%
Announcement Date 20/03/19 18/03/20 22/03/21 16/03/22 20/03/23 07/06/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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