Intercorp Financial Services : Investor Presentation - IFS, January 2023
January 14, 2023
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Investor Presentation
January 2023
Universal bank
with strategic focus on
retail
Advisory firm for the
emerging
wealthy
Insurance company
focused on
life & annuities
Pillar for building our
payments
ecosystem
Our transformation path to a digitally- driven organization
Prior to 2014
2015 - 2018
2019 - 2021
2022 onwards
1
2
3
4
Store-centric
Omnichannel
Digital
Two-tier
model
platform
first
digital strategy
focused on physical
with strong focus
with growth
to foster profitable
convenience
on building digital
through advanced
& sustainable growth
capabilities
analytics
Physical
Digital
Physical
Digital
supports growth
supports physical
supports digital
only vision
Building a leading digital financial platform
Financial highlights
Four key businesses
99.3%
99.8%
100.0%
As of Sep22
S/ mn | US$ mn
Total assets (1)
88,707 | 22,283
Net profit (2)
1,268 | 319
ROE
18.2%
Efficiency ratio
36.6%
Universal bank with strategic focus on retail
#2 Consumer loans MS 21.5%
#3 Retail deposits
MS 14.8%
Capital ratio 15.2%
100.0%
Insurance company focused on life & annuities
#1 Annuities (3) MS 33.0%
#3 Total assets
Solvency ratio 128.6%
Pillar for building our payments ecosystem
Advisory firm for the emerging wealthy
US$ 5,524 mn AUM
Fees / Avg. AUM 0.8%
Capitalization ratio 19.1%
>900k merchants
Source: Company information and SBS as of September 2022.
3
1)
Figure converted to US dollars using an end of period exchange rate (Sol / US dollar) of 3.981.
2)
Figure converted to US dollars using an average exchange rate (Sol / US dollar) of 3.814.
3)
Excluding private annuities.
Intercorp Group: striving to make Peru the best place to raise a family in Latin America
Financial
Retail
services
US$ 8.5bn
Revenues in 2021
~3.9% of Peru 2021 GDP
Education
Other (1)
4
Source: Company information and BCRP.
1) Related companies excluding Aviva and Urbi.
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Disclaimer
Intercorp Financial Services Inc. published this content on 14 January 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 17 January 2023 08:09:04 UTC.
Intercorp Financial Services Inc is a Peru-based holding company and a provider of financial services. The Business is managed in four segments operated through subsidiaries: banking, insurance, wealth management and payments. The banking segment is run through Interbank with strategic focus on retail banking. The insurance segment operates through Interseguro, which is an insurance company with key focus on life and annuities in Peru. The wealth management segment operates through Inteligo Bank, Inteligo SAB and Interfondos, which together provide wealth management, private banking, financing, brokerage, advisory and other investment services focused on emerging investors. The payments are conducted via Izipay, which is a pillar for building payments ecosystem.