INDUSTRIAL AND PRUDENTIAL INVESTMENT COMPANY LIMITED

Income Statement Industrial And Prudential Investment Company Limited

Stocks

INDPRUD

INE620D01011

Consumer Lending

Market Closed - Bombay S.E. 03:32:28 18/09/2026 pm IST			5-day change	1st Jan Change
6,180.00 ^INR	-3.59%		-1.68%	+13.56%

07/08	Industrial And Prudential Investment Company Limited Reports Earnings Results for the First Quarter Ended June 30, 2026	CI
22/05	Industrial and Prudential Investment Company Limited Recommends Dividend for the Financial Year Ended 31 March 2026, Payable from August 21, 2026	CI

1b0c70a297855721d110d.lPhHjl6_GblLHHLMuAD45VW9ohCxDEZM9j2JSNZZuiM.1cEC4DLgIPIFXwWFyUWWgCPt21fFTjwAwVPDLro_1WaknDHhNfFw-iB3AQ

Published financial data: INDUSTRIAL AND PRUDENTIAL INVESTMENT COMPANY LIMITED

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2022 (INR)	2023 (INR)	2024 (INR)	2025 (INR)	2026 (INR)
Revenues	-	-	-	-	-
Gain (Loss) on Sale of Investment, Total (Rev)	2.43Cr	1.62Cr	1.11Cr	33.72L	39L
Interest And Invest. Income (Rev)	4.02Cr	4.57Cr	4.36Cr	5.58Cr	5.56Cr
Other Revenues, Total	46.85L	1.06Cr	59.03L	1.37Cr	63.14L
Total Revenues	6.92Cr	7.26Cr	6.05Cr	7.28Cr	6.58Cr
Cost of Goods Sold, Total	-	-	-	-	-
Gross Profit	6.92Cr	7.26Cr	6.05Cr	7.28Cr	6.58Cr
Selling General & Admin Expenses, Total	14.44L	8L	3L	1L	1L
Depreciation & Amortization - (IS)	-	-	-	-	-
Other Operating Expenses	47.91L	98.1L	77.29L	1.08Cr	1.03Cr
Other Operating Expenses, Total	62.35L	1.06Cr	80.19L	1.09Cr	1.04Cr
Operating Income	6.3Cr	6.19Cr	5.25Cr	6.19Cr	5.54Cr
Interest Expense, Total	-	-	-	-	-
Interest And Investment Income	-	7L	-	3L	-
Net Interest Expenses	-	7L	-	3L	-
Income (Loss) On Equity Invest.	32Cr	39Cr	45Cr	53Cr	58Cr
EBT, Excl. Unusual Items	38Cr	46Cr	50Cr	60Cr	64Cr
Gain (Loss) On Sale Of Investments	-	-	-	-	-
Gain (Loss) On Sale Of Assets	-	-	-	-	-
Other Unusual Items	1L	-	3T	-	-
EBT, Incl. Unusual Items	38Cr	46Cr	50Cr	60Cr	64Cr
Income Tax Expense	1.63Cr	92.93L	76.91L	-14.09L	10.62L
Earnings From Continuing Operations	37Cr	45Cr	49Cr	60Cr	64Cr
Net Income to Company	37Cr	45Cr	49Cr	60Cr	64Cr
Net Income - (IS)	37Cr	45Cr	49Cr	60Cr	64Cr
Net Income to Common Incl Extra Items	37Cr	45Cr	49Cr	60Cr	64Cr
Net Income to Common Excl. Extra Items	37Cr	45Cr	49Cr	60Cr	64Cr
Per Share Items
Net EPS - Basic	220	266.84	295.13	356.22	380.29
Basic EPS - Continuing Operations	220	266.84	295.13	356.22	380.29
Basic Weighted Average Shares Outstanding	16.76L	16.76L	16.76L	16.76L	16.76L
Net EPS - Diluted	220	266.84	295.13	356.22	380.29
Diluted EPS - Continuing Operations	220	266.84	295.13	356.22	380.29
Diluted Weighted Average Shares Outstanding	16.76L	16.76L	16.76L	16.76L	16.76L
Normalized Basic EPS	143.54	170.24	187.32	222.11	238.08
Normalized Diluted EPS	143.54	170.24	187.32	222.11	238.08
Dividend Per Share	50	60	90	110	120
Payout Ratio	12.34	18.74	20.33	25.26	28.93
Supplemental Items
EBITDA	-	-	-	-	-
EBITA	6.3Cr	6.19Cr	5.25Cr	6.19Cr	5.54Cr
EBIT	6.3Cr	6.19Cr	5.25Cr	6.19Cr	5.54Cr
Total Revenues (As Reported)	6.93Cr	7.33Cr	6.05Cr	7.31Cr	6.58Cr
Effective Tax Rate - (Ratio)	4.23	2.04	1.53	-0.24	0.17
Total Current Taxes	1.05Cr	1.75Cr	1.04Cr	19.5L	9L
Total Deferred Taxes	58.43L	-75.85L	-21.53L	-6L	2L
Normalized Net Income	24Cr	29Cr	31Cr	37Cr	40Cr
Non-Cash Pension Expense	-	-	-	-	-
Supplemental Operating Expense Items
Advertising Expense	6L	2L	16T	1L	1L
Selling and Marketing Expenses	6L	2L	16T	1L	1L
Maintenance & Repair Expenses, Total	-	-	-	-	-

Fiscal Period: March	2022 (INR)	2023 (INR)	2024 (INR)	2025 (INR)	2026 (INR)
Assets
Cash And Equivalents	79.77L	56.41L	13.94L	23.44L	22.19L
Trading Asset Securities, Total	42Cr	20Cr	5.34Cr	-	4.98Cr
Total Cash And Short Term Investments	43Cr	20Cr	5.48Cr	23.44L	5.2Cr
Accounts Receivable, Total	-	-	-	-	-
Other Receivables	-	2L	-	6L	-
Notes Receivable	4.96Cr	4.98Cr	4.97Cr	3.95Cr	-
Total Receivables	4.96Cr	5Cr	4.97Cr	4.01Cr	-
Prepaid Expenses	-	-	-	-	-
Other Current Assets, Total	2.17Cr	1.45Cr	2.27Cr	2.86Cr	4.21Cr
Total Current Assets	50Cr	27Cr	13Cr	7.11Cr	9.41Cr
Gross Property Plant And Equipment	10.78L	10.78L	10.78L	10.78L	10.78L
Accumulated Depreciation	-10.58L	-10.58L	-10.58L	-10.58L	-10.58L
Net Property Plant And Equipment	20T	20T	20T	20T	20T
Long-term Investments	594.65Cr	612.27Cr	788.79Cr	827.01Cr	870.79Cr
Other Intangibles, Total	-	-	-	-	-
Other Long-Term Assets, Total	-	-	4L	5L	10L
Total Assets	644.9Cr	638.97Cr	801.55Cr	834.17Cr	880.3Cr
Liabilities
Accounts Payable, Total	11.6L	26.42L	20.48L	2L	1L
Accrued Expenses, Total	-	2L	4L	15.26L	26.02L
Current Income Taxes Payable	-	-	-	-	-
Other Current Liabilities	1.03Cr	1.17Cr	1.27Cr	1.73Cr	2.3Cr
Total Current Liabilities	1.15Cr	1.45Cr	1.52Cr	1.9Cr	2.58Cr
Unearned Revenue Non Current	-	-	-	4L	-
Deferred Tax Liability Non Current	25Cr	17Cr	31Cr	28Cr	28Cr
Other Non Current Liabilities	5L	-	5L	-	-
Total Liabilities	26Cr	19Cr	32Cr	30Cr	30Cr
Common Stock, Total	1.68Cr	1.68Cr	1.68Cr	1.68Cr	1.68Cr
Retained Earnings	248.97Cr	361.14Cr	415.01Cr	537.73Cr	593.53Cr
Comprehensive Income and Other	368.14Cr	257.23Cr	352.71Cr	264.83Cr	254.7Cr
Total Common Equity	618.78Cr	620.05Cr	769.4Cr	804.24Cr	849.91Cr
Total Equity	618.78Cr	620.05Cr	769.4Cr	804.24Cr	849.91Cr
Total Liabilities And Equity	644.9Cr	638.97Cr	801.55Cr	834.17Cr	880.3Cr
Supplemental Items
ECS Total Shares Outstanding on Filing Date	16.76L	16.76L	16.76L	16.76L	16.76L
ECS Total Common Shares Outstanding	16.76L	16.76L	16.76L	16.76L	16.76L
Book Value / Share	3.69T	3.7T	4.59T	4.8T	5.07T
Tangible Book Value	618.78Cr	620.05Cr	769.4Cr	804.24Cr	849.91Cr
Tangible Book Value Per Share	3.69T	3.7T	4.59T	4.8T	5.07T
Total Debt	0	0	0	0	0
Net Debt	-43Cr	-20Cr	-5.48Cr	-23.44L	-5.2Cr
Equity Method Investments, Total	239.96Cr	268.47Cr	302.69Cr	342.23Cr	383.91Cr
Account Code - Inventory Valuation	3	3	3	3	3
Buildings, Total	-	-	-	-	-
Machinery, Total	10.78L	10.78L	10.78L	10.78L	10.78L
Full Time Employees	1	-	-	-	-

Fiscal Period: March	2022 (INR)	2023 (INR)	2024 (INR)	2025 (INR)	2026 (INR)
Net Income	37Cr	45Cr	49Cr	60Cr	64Cr
Depreciation & Amortization - CF	-	-	-	-	-
Depreciation & Amortization, Total	-	-	-	-	-
Amortization of Deferred Charges, Total - (CF)	-	-	-	-	-
(Gain) Loss on Sale of Investments - (CF)	-2.42Cr	-1.62Cr	-1.11Cr	-33.72L	-39L
Asset Writedown & Restructuring Costs	-	-	-	-	-
Provision for Credit Losses	-	1L	1L	99T	-
(Income) Loss On Equity Investments - (CF)	-	-	-	-	-
Other Operating Activities, Total	-25Cr	-33Cr	-35Cr	-49Cr	-45Cr
Change In Accounts Receivable	-21T	-2L	2L	-7L	65T
Change In Accounts Payable	5L	24.99L	8L	36.57L	64.31L
Change in Other Net Operating Assets	-4.96Cr	-4L	-22T	1.01Cr	3.95Cr
Cash from Operations	4.16Cr	11Cr	14Cr	12Cr	23Cr
Capital Expenditure	-	-	-	-	-
Sale of Property, Plant, and Equipment	-	-	-	-	-
Investment in Marketable and Equity Securities, Total	68.8L	-2.47Cr	-4.06Cr	4.02Cr	-4.37Cr
Other Investing Activities, Total	17.32L	-13.43L	-10L	-45.8L	-57.53L
Cash from Investing	86.12L	-2.6Cr	-4.16Cr	3.57Cr	-4.94Cr
Repurchase of Common Stock	-	-	-	-	-
Common Dividends Paid	-4.55Cr	-8.38Cr	-10Cr	-15Cr	-18Cr
Common & Preferred Stock Dividends Paid	-4.55Cr	-8.38Cr	-10Cr	-15Cr	-18Cr
Other Financing Activities, Total	-	-	-	-	-
Cash from Financing	-4.55Cr	-8.38Cr	-10Cr	-15Cr	-18Cr
Net Change in Cash	46.8L	-23.36L	-42.47L	10L	-1L
Supplemental Items
Cash Income Tax Paid (Refund)	1.56Cr	3.47Cr	1.71Cr	8.68Cr	1.39Cr
Levered Free Cash Flow	-1.35Cr	4.8Cr	2.53Cr	4.62Cr	6.81Cr
Unlevered Free Cash Flow	-1.35Cr	4.8Cr	2.53Cr	4.62Cr	6.81Cr
Change In Net Working Capital	5.29Cr	-92.77L	75.63L	-75.4L	-3.34Cr

Fiscal Period: March	2022 (INR)	2023 (INR)	2024 (INR)	2025 (INR)	2026 (INR)
Profitability
Return on Assets	0.67	0.6	0.46	0.47	0.4
Return on Total Capital	0.69	0.62	0.47	0.49	0.42
Return On Equity %	6.51	7.22	7.12	7.59	7.71
Return on Common Equity	6.51	7.22	7.12	7.59	7.71
Margin Analysis
Gross Profit Margin %	100	100	100	100	100
SG&A Margin	2.09	1.13	0.48	0.16	0.17
EBITDA Margin %	-	-	-	-	-
EBITA Margin %	90.99	85.35	86.75	85.01	84.22
EBIT Margin %	90.99	85.35	86.75	85.01	84.22
Income From Continuing Operations Margin %	532.84	616.3	816.92	819.68	968.26
Net Income Margin %	532.84	616.3	816.92	819.68	968.26
Net Avail. For Common Margin %	532.84	616.3	816.92	819.68	968.26
Normalized Net Income Margin	347.64	393.19	518.51	511.09	606.17
Levered Free Cash Flow Margin	-19.54	66.13	41.73	63.48	103.43
Unlevered Free Cash Flow Margin	-19.54	66.13	41.73	63.48	103.43
Asset Turnover
Asset Turnover	0.01	0.01	0.01	0.01	0.01
Fixed Assets Turnover	3.46T	3.63T	3.03T	3.64T	3.29T
Receivables Turnover (Average Receivables)	-	-	-	-	-
Short Term Liquidity
Current Ratio	43.69	18.4	8.39	3.74	3.65
Quick Ratio	37.5	13.97	3.61	0.15	2.02
Operating Cash Flow to Current Liabilities	3.62	7.41	9.09	6.12	9.07
Days Sales Outstanding (Average Receivables)	-	-	-	-	-
Average Days Payable Outstanding	-	-	-	-	-
Long Term Solvency
Total Liabilities / Total Assets	4.05	2.96	4.01	3.59	3.45
EBIT / Interest Expense	-	-	-	-	-
EBITDA / Interest Expense	-	-	-	-	-
(EBITDA - Capex) / Interest Expense	-	-	-	-	-
Net Debt / EBITDA	-	-	-	-	-
Net Debt / (EBITDA - Capex)	-	-	-	-	-
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	-15.24	4.86	-16.56	20.29	-9.63
Gross Profit, 1 Yr. Growth %	-15.24	4.86	-16.56	20.29	-9.63
EBITDA, 1 Yr. Growth %	-	-	-	-	-
EBITA, 1 Yr. Growth %	-15.62	-1.63	-15.19	17.87	-10.46
EBIT, 1 Yr. Growth %	-15.62	-1.63	-15.19	17.87	-10.46
Earnings From Cont. Operations, 1 Yr. Growth %	40.05	21.29	10.6	20.7	6.75
Net Income, 1 Yr. Growth %	40.05	21.29	10.6	20.7	6.75
Normalized Net Income, 1 Yr. Growth %	40.43	18.6	10.03	18.57	7.19
Diluted EPS Before Extra, 1 Yr. Growth %	40.05	21.29	10.6	20.7	6.76
Accounts Receivable, 1 Yr. Growth %	-	-	-	-	-
Net Property, Plant and Equip., 1 Yr. Growth %	0	0	0	0	0
Total Assets, 1 Yr. Growth %	23.32	-0.92	25.44	4.07	5.53
Tangible Book Value, 1 Yr. Growth %	20.36	0.2	24.09	4.53	5.68
Common Equity, 1 Yr. Growth %	20.36	0.2	24.09	4.53	5.68
Cash From Operations, 1 Yr. Growth %	-42.46	158.47	28.34	-15.82	101.22
Levered Free Cash Flow, 1 Yr. Growth %	-130.9	-468.89	-47.61	83	47.24
Unlevered Free Cash Flow, 1 Yr. Growth %	-130.9	-468.89	-47.61	83	47.24
Dividend Per Share, 1 Yr. Growth %	100	20	50	22.22	9.09
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	43.46	-5.73	-6.46	0.19	4.27
Gross Profit, 2 Yr. CAGR %	43.59	-5.73	-6.46	0.19	4.27
EBITDA, 2 Yr. CAGR %	-	-	-	-	-
EBITA, 2 Yr. CAGR %	54.85	-8.89	-8.66	-0.02	2.73
EBIT, 2 Yr. CAGR %	54.85	-8.89	-8.66	-0.02	2.73
Earnings From Cont. Operations, 2 Yr. CAGR %	22.8	30.33	15.82	15.54	13.51
Net Income, 2 Yr. CAGR %	22.8	30.33	15.82	15.54	13.51
Normalized Net Income, 2 Yr. CAGR %	26.54	29.06	14.24	14.22	12.74
Diluted EPS Before Extra, 2 Yr. CAGR %	25.33	30.33	15.82	15.54	13.51
Accounts Receivable, 2 Yr. CAGR %	-	-	-	-	-
Net Property, Plant and Equip., 2 Yr. CAGR %	0	0	0	0	0
Total Assets, 2 Yr. CAGR %	26.6	10.54	11.49	14.26	4.8
Tangible Book Value, 2 Yr. CAGR %	38.36	9.82	11.51	13.89	5.1
Common Equity, 2 Yr. CAGR %	38.36	9.82	11.51	13.89	5.1
Cash From Operations, 2 Yr. CAGR %	-24.56	21.95	82.13	3.94	30.15
Capital Expenditures, 2 Yr. CAGR %	-	-	-	-	-
Levered Free Cash Flow, 2 Yr. CAGR %	-37.67	4.72	39.37	-2.08	64.15
Unlevered Free Cash Flow, 2 Yr. CAGR %	-37.67	4.72	39.37	-2.08	64.15
Dividend Per Share, 2 Yr. CAGR %	41.42	54.92	34.16	35.4	15.47
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	6.61	29.23	-9.48	1.72	-3.2
Gross Profit, 3 Yr. CAGR %	6.76	29.3	-9.48	1.72	-3.2
EBITDA, 3 Yr. CAGR %	-	-	-	-	-
EBITA, 3 Yr. CAGR %	7.49	33.11	-11.04	-0.56	-3.63
EBIT, 3 Yr. CAGR %	7.49	33.11	-11.04	-0.56	-3.63
Earnings From Cont. Operations, 3 Yr. CAGR %	24.91	22.3	23.39	17.43	12.54
Net Income, 3 Yr. CAGR %	24.91	22.3	23.39	17.43	12.54
Normalized Net Income, 3 Yr. CAGR %	24	23.84	22.38	15.67	11.83
Diluted EPS Before Extra, 3 Yr. CAGR %	26.61	23.97	23.39	17.43	12.54
Accounts Receivable, 3 Yr. CAGR %	-	-	-	-	-
Net Property, Plant and Equip., 3 Yr. CAGR %	-18.54	0	0	0	0
Total Assets, 3 Yr. CAGR %	15.77	16.67	15.3	8.96	11.27
Tangible Book Value, 3 Yr. CAGR %	23.2	24.25	14.38	9.13	11.08
Common Equity, 3 Yr. CAGR %	23.2	24.25	14.38	9.13	11.08
Cash From Operations, 3 Yr. CAGR %	-6.06	13.73	24.04	40.82	29.54
Capital Expenditures, 3 Yr. CAGR %	-	-	-	-	-
Levered Free Cash Flow, 3 Yr. CAGR %	64.94	11.31	-16.73	52.61	12.18
Unlevered Free Cash Flow, 3 Yr. CAGR %	64.94	11.31	-16.73	52.61	12.18
Dividend Per Share, 3 Yr. CAGR %	25.99	33.89	53.26	30.06	25.99
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	-3.68	6.29	1.18	16.72	-4.22
Gross Profit, 5 Yr. CAGR %	-3.63	6.39	1.26	16.76	-4.22
EBITDA, 5 Yr. CAGR %	-	-	-	-	-
EBITA, 5 Yr. CAGR %	-3.3	5.72	0.71	18.72	-5.77
EBIT, 5 Yr. CAGR %	-3.3	5.72	0.71	18.72	-5.77
Earnings From Cont. Operations, 5 Yr. CAGR %	11.9	17.51	21.19	19.55	19.34
Net Income, 5 Yr. CAGR %	11.9	17.51	21.19	19.55	19.34
Normalized Net Income, 5 Yr. CAGR %	12.53	17.62	20	19.9	18.43
Diluted EPS Before Extra, 5 Yr. CAGR %	12.81	18.47	22.18	20.52	19.34
Accounts Receivable, 5 Yr. CAGR %	-	-	-	-	-
Net Property, Plant and Equip., 5 Yr. CAGR %	-5.11	-14.97	-11.58	0	0
Total Assets, 5 Yr. CAGR %	28.26	26.22	14.03	15.7	10.98
Tangible Book Value, 5 Yr. CAGR %	27.4	25.61	18.38	20	10.58
Common Equity, 5 Yr. CAGR %	27.4	25.61	18.38	20	10.58
Cash From Operations, 5 Yr. CAGR %	-4.15	16.14	22.42	9.71	26.45
Capital Expenditures, 5 Yr. CAGR %	-	-	-	-	-
Levered Free Cash Flow, 5 Yr. CAGR %	-8.12	14.93	53.01	5.85	9.24
Unlevered Free Cash Flow, 5 Yr. CAGR %	-8.12	14.93	53.01	5.85	9.24
Dividend Per Share, 5 Yr. CAGR %	14.87	19.14	29.2	34.49	36.85