Company Indian Overseas Bank

IOB

INE565A01014

Banks

Market Closed - NSE India S.E. Other stock markets 04:49:29 11/06/2026 pm IST			5-day change	1st Jan Change
32.42 ^INR	-2.53%		-1.79%	-10.27%

29/04	Indian Overseas Bank Reports Earnings Results for the Fourth Quarter and Full Year Ended March 31, 2026	CI
29/04	Indian Overseas Bank global NIM at 3.25% in Q4	RE

Business description: Indian Overseas Bank

Indian Overseas Bank (the Bank) is engaged in the business of banking. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. The Bank offers a comprehensive suite of financial products and services across retail, agriculture, Micro, Small and Medium Enterprises (MSME), and corporate banking. The Bank caters to credit and deposit needs through a portfolio that includes housing loans, jewel loans, business finance, agri-credit, and Environmental, Social, and Governance (ESG)-linked products. Its personal banking services include savings bank, current accounts, term deposits, retail loans, and mortgages and digital banking. Its merchant banking division includes debenture trustee, banker to issue and others. Its digital banking services include Credit Card, Debit Card, Internet Banking, IOB Fastag, and IOB-Pay, among others. It operates overseas branches in Singapore, Colombo, Hong Kong, and Bangkok.

Number of employees: 20,966

Sales by Activity: Indian Overseas Bank

Fiscal Period: March	2021 (INR)	2022 (INR)	2023 (INR)	2024 (INR)	2025 (INR)
Retail Banking - Other Retail Banking	-	-	-	-	14TCr
Corporate / Wholesale Banking	5.94TCr	6.09TCr	6.65TCr	9.63TCr	10TCr
Other Banking Operations	407.49Cr	463.87Cr	575.37Cr	682.6Cr	640.6Cr
Retail Banking - Digital Banking	-	-	-	-	22L
Retail Banking	7.74TCr	7.48TCr	9.62TCr	12TCr	-
Treasury Operations	8.33TCr	7.45TCr	6.67TCr	7.28TCr	7.99TCr
Unallocated Income	112.64Cr	160.81Cr	1.58Cr	301.82Cr	736.93Cr

See all business segments

Geographical breakdown of sales: Indian Overseas Bank

Fiscal Period: March	2021 (INR)	2022 (INR)	2023 (INR)	2024 (INR)	2025 (INR)
India	22TCr	21TCr	23TCr	29TCr	33TCr
International	413.23Cr	417.28Cr	562.61Cr	855.19Cr	1.1TCr

See all geographic segments

Executive Committee: Indian Overseas Bank

Manager	Title	Age	Since
Ajay Kumar Srivastava CEO	Chief Executive Officer	58	01/01/2023
Madhaw Jha DFI	Director of Finance/CFO	-	01/03/2025
Ram Mohan K. CMP	Compliance Officer	-	31/05/2023
Raghuram Mallela CMP	Compliance Officer	-	27/02/2026
Padmanabhan PRN	Corporate Officer/Principal	67	01/04/2024

See INDIAN OVERSEAS BANK governance

Composition of the Board of Directors: Indian Overseas Bank

Director	Title	Age	Since
Sridhar Srinivasan CHM	Chairman	66	21/02/2024
Ajay Kumar Srivastava CHM	Chairman	58	01/01/2023
Dhanaraj Thas BRD	Director/Board Member	-	10/03/2024
Joydeep Dutta Roy BRD	Director/Board Member	53	30/01/2024
B. Chandra Reddy BRD	Director/Board Member	68	21/12/2021
Suresh Kumar Rungta BRD	Director/Board Member	63	21/12/2021
Deepak Sharma BRD	Director/Board Member	-	21/12/2021
Thomas Mathew BRD	Director/Board Member	-	03/03/2026
Neelam Agrawal BRD	Director/Board Member	-	06/08/2024
G. Venkataramanan BRD	Director/Board Member	61	03/12/2025

Composition of the Board of Directors

Shareholders: Indian Overseas Bank

Name	Stocks	%	Valuation
Government of India 92.44 %	17,80,04,88,299	92.44 %	6 258 M ₹
Life Insurance Corporation of India (Investment Portfolio) 0.1049 %	2,01,94,574	0.1049 %	7 M ₹
SBI Funds Management Ltd. (Investment Management) 0.0311 %	59,93,351	0.0311 %	2 M ₹
Motilal Oswal Asset Management Co. Ltd. 0.006371 %	12,26,758	0.006371 %	431 304 ₹
ICICI Prudential Life Insurance Co. Ltd. (Invt Port) 0.002779 %	5,35,178	0.002779 %	188 158 ₹

List of INDIAN OVERSEAS BANK shareholders

Holdings: Indian Overseas Bank

Name	Stocks	%	Valuation
BAJAJ HINDUSTHAN SUGAR LIMITED 1%	2,38,00,000	1%	5 M $
GTL INFRASTRUCTURE LIMITED 0.7%	9,00,00,000	0.7%	1 M $

Company details: Indian Overseas Bank

Indian Overseas Bank

762/763, IOB, Anna Salai

600002, Chennai

+91 44 2852 4212

http://www.iob.in

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INDIAN OVERSEAS BANK	-2.53%	-1.79%	-19.65%	+30.99%	672.28Cr
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ROYAL BANK OF CANADA	+0.16%	+1.94%	+58.08%	+122.79%	28TCr
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Average	-0.33%	+2.08%	+24.32%	+99.66%	32.31TCr
Weighted average by Cap.	+0.03%	+2.57%	+25.80%	+105.04%