Heartland Financial USA, Inc. (NasdaqGS:HTLF) will continue to seek M&A. Bruce Lee, President and Chief Executive Officer said during the Fourth Quarter 2020 Conference Call, “Well, per our M&A strategy, we continue to prioritize both in-market and larger acquisitions. Acquisitions contribute to a number of company-wide goals and market acquisitions provide greater cost saves and takeout -- cost takeouts and synergies and create greater market dominance for our member banks”. “We anticipate $40.5 million of net income in 2021 from the 2 acquisitions we closed in December, and we continue to have a deep pipeline of attractive M&A prospects with a number of active opportunities. We're moving forward in 2021. We are stronger, we're more nimble, and together, we are Heartland”.