HDFC LIFE INSURANCE COMPANY LIMITED Financials HDFC Life Insurance Company Limited
Equities
HDFCLIFE
INE795G01014
Life & Health Insurance
|
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 595 INR | +0.30% |
|
+2.43% | -7.99% |
| 20/06 | INDIA STOCKS-Indian shares muted as financials, pharma stocks weigh | RE |
| 13/06 | Indian Equities End Higher, Buoyed by Positive Global Cues Due to US Inflation Data | MT |
Valuation
| Fiscal Period: March | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 |
|---|---|---|---|---|---|---|---|---|
| Capitalization 1 | 8,90,937 | 14,06,981 | 11,37,012 | 10,72,979 | 13,62,300 | 12,79,940 | - | - |
| Enterprise Value (EV) 1 | 8,90,937 | 14,06,981 | 11,37,012 | 10,70,793 | 13,62,300 | 12,79,940 | 12,79,940 | 12,79,940 |
| P/E ratio | 68.7 x | 103 x | 83.1 x | 77.9 x | 86.6 x | 68 x | 56 x | 50 x |
| Yield | - | 0.29% | 0.32% | 0.38% | - | 0.45% | 0.5% | 0.56% |
| Capitalization / Revenue | 3.04 x | 1.97 x | 1.7 x | 1.51 x | 1.35 x | 1.28 x | 1.12 x | 0.96 x |
| EV / Revenue | 3.04 x | 1.97 x | 1.7 x | 1.51 x | 1.35 x | 1.28 x | 1.12 x | 0.96 x |
| EV / EBITDA | - | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - | - |
| Price to Book | 13.1 x | 16.3 x | 7.34 x | 8.26 x | - | 7.95 x | 7.06 x | 6.08 x |
| Nbr of stocks (in thousands) | 20,18,662 | 20,20,944 | 21,12,619 | 21,49,396 | 21,50,944 | 21,50,979 | - | - |
| Reference price 2 | 441.4 | 696.2 | 538.2 | 499.2 | 633.4 | 595.0 | 595.0 | 595.0 |
| Announcement Date | 27/04/20 | 26/04/21 | 26/04/22 | 26/04/23 | 18/04/24 | - | - | - |
1INR in Million2INR
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: March | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 2,92,614 | 7,12,683 | 6,70,595 | 7,08,277 | 10,09,411 | 9,99,477 | 11,45,648 | 13,38,776 |
| EBITDA | - | - | - | - | - | - | - | - |
| EBIT 1 | 13,139 | 13,543 | 13,028 | 12,822 | 15,697 | 26,885 | 30,478 | 35,127 |
| Operating Margin | 4.49% | 1.9% | 1.94% | 1.81% | 1.56% | 2.69% | 2.66% | 2.62% |
| Earnings before Tax (EBT) 1 | 13,139 | 13,543 | 13,028 | 12,822 | 15,697 | 19,196 | 21,387 | 26,896 |
| Net income 1 | 12,974 | 13,609 | 13,269 | 13,683 | 15,741 | 18,440 | 21,637 | 25,553 |
| Net margin | 4.43% | 1.91% | 1.98% | 1.93% | 1.56% | 1.84% | 1.89% | 1.91% |
| EPS 2 | 6.420 | 6.730 | 6.480 | 6.410 | 7.310 | 8.750 | 10.63 | 11.90 |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - | - |
| Dividend per Share 2 | - | 2.020 | 1.700 | 1.900 | - | 2.669 | 2.970 | 3.343 |
| Announcement Date | 27/04/20 | 26/04/21 | 26/04/22 | 26/04/23 | 18/04/24 | - | - | - |
1INR in Million2INR
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: March | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 S1 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 | 2025 Q3 | 2025 Q4 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales | - | - | - | - | 1,44,022 | 2,14,705 | 2,32,126 | 2,30,178 | - | - | - | - | - | - | - |
| EBITDA | - | - | 3,575 | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | - | - | - | - | 3,153 | 2,734 | 4,181 | 3,322 | - | 3,694 | 4,500 | 7,120 | 5,657 | 6,292 | 7,815 |
| Operating Margin | - | - | - | - | 2.19% | 1.27% | 1.8% | 1.44% | - | - | - | - | - | - | - |
| Earnings before Tax (EBT) | - | - | 3,304 | - | - | - | - | - | - | - | - | - | - | - | - |
| Net income | 2,753 | - | 3,288 | 3,290 | 3,159 | - | 4,167 | 3,782 | 7,949 | 3,675 | 4,116 | - | - | - | - |
| Net margin | - | - | - | - | 2.19% | - | 1.8% | 1.64% | - | - | - | - | - | - | - |
| EPS | 1.360 | 2.470 | 1.560 | 1.550 | 1.480 | - | - | - | - | - | - | - | - | - | - |
| Dividend per Share | - | 1.700 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 21/01/22 | 26/04/22 | 19/07/22 | 21/10/22 | 20/01/23 | 26/04/23 | 21/07/23 | 13/10/23 | 13/10/23 | 12/01/24 | 18/04/24 | - | - | - | - |
1INR in Million
Estimates
Balance Sheet Analysis
| Fiscal Period: March | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 |
|---|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | 2,185 | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 20.8% | 17.6% | 10.9% | 9.57% | - | 12.9% | 13.3% | 14.2% |
| ROA (Net income/ Total Assets) | 0.99% | 0.87% | 0.65% | 0.57% | - | 0.6% | 0.6% | - |
| Assets 1 | 13,11,218 | 15,59,325 | 20,50,896 | 23,92,935 | - | 30,73,310 | 36,06,238 | - |
| Book Value Per Share 2 | 33.70 | 42.80 | 73.30 | 60.40 | - | 74.80 | 84.30 | 97.90 |
| Cash Flow per Share | - | 11.20 | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - | - |
| Announcement Date | 27/04/20 | 26/04/21 | 26/04/22 | 26/04/23 | 18/04/24 | - | - | - |
1INR in Million2INR
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
B
Sell
Buy
Mean consensus
BUY
Number of Analysts
33
Last Close Price
595
INR
Average target price
728.4
INR
Spread / Average Target
+22.41%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| -7.99% | 15.35B | |
| +9.09% | 99.5B | |
| +2.63% | 94.44B | |
| -22.12% | 75.38B | |
| +18.77% | 75.02B | |
| +22.38% | 31.77B | |
| +26.64% | 31.6B | |
| +4.14% | 17.93B | |
| +21.54% | 12.75B | |
| +13.25% | 10.48B |
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- HDFCLIFE Stock
- Financials HDFC Life Insurance Company Limited
