Market Closed -
OTC Markets
01:15:01 25/05/2024 am IST
|
5-day change
|
1st Jan Change
|
40.77
USD
|
+0.76%
|
|
-0.13%
|
+2.30%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
20,779
|
15,714
|
20,158
|
22,371
|
26,085
|
27,376
|
-
|
-
|
Enterprise Value (EV)
1 |
20,779
|
17,867
|
24,528
|
27,881
|
26,085
|
27,376
|
27,376
|
27,376
|
P/E ratio
|
16.2
x
|
17.8
x
|
16.4
x
|
15.9
x
|
14.3
x
|
12.2
x
|
11.2
x
|
10.5
x
|
Yield
|
3.19%
|
3.45%
|
3.44%
|
-
|
-
|
3.56%
|
3.9%
|
4.14%
|
Capitalization / Revenue
|
0.92
x
|
0.63
x
|
0.73
x
|
0.67
x
|
-
|
1.11
x
|
0.99
x
|
0.95
x
|
EV / Revenue
|
0.92
x
|
0.63
x
|
0.73
x
|
0.67
x
|
-
|
1.11
x
|
0.99
x
|
0.95
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
5.21
x
|
-
|
-
|
-
|
21.7
x
|
23.1
x
|
25.8
x
|
FCF Yield
|
-
|
19.2%
|
-
|
-
|
-
|
4.61%
|
4.34%
|
3.87%
|
Price to Book
|
1.97
x
|
1.43
x
|
1.7
x
|
2.76
x
|
-
|
2.41
x
|
2.18
x
|
1.92
x
|
Nbr of stocks (in thousands)
|
1,20,597
|
1,20,597
|
1,20,597
|
1,20,597
|
1,20,597
|
1,20,597
|
-
|
-
|
Reference price
2 |
172.3
|
130.3
|
167.2
|
185.5
|
216.3
|
227.0
|
227.0
|
227.0
|
Announcement Date
|
11/03/20
|
11/03/21
|
10/03/22
|
09/03/23
|
18/03/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
22,598
|
24,765
|
27,762
|
33,276
|
-
|
24,697
|
27,778
|
28,740
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
1,853
|
1,214
|
1,735
|
2,087
|
1,971
|
3,213
|
3,466
|
3,616
|
Operating Margin
|
8.2%
|
4.9%
|
6.25%
|
6.27%
|
-
|
13.01%
|
12.48%
|
12.58%
|
Earnings before Tax (EBT)
1 |
1,766
|
1,124
|
1,652
|
1,996
|
1,854
|
3,060
|
3,317
|
3,540
|
Net income
1 |
1,284
|
883.1
|
1,231
|
1,407
|
1,825
|
2,239
|
2,430
|
2,587
|
Net margin
|
5.68%
|
3.57%
|
4.44%
|
4.23%
|
-
|
9.07%
|
8.75%
|
9%
|
EPS
2 |
10.65
|
7.320
|
10.21
|
11.66
|
15.13
|
18.58
|
20.24
|
21.53
|
Free Cash Flow
1 |
-
|
3,018
|
-
|
-
|
-
|
1,262
|
1,187
|
1,060
|
FCF margin
|
-
|
12.19%
|
-
|
-
|
-
|
5.11%
|
4.27%
|
3.69%
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
341.79%
|
-
|
-
|
-
|
56.36%
|
48.86%
|
40.97%
|
Dividend per Share
2 |
5.500
|
4.500
|
5.750
|
-
|
-
|
8.089
|
8.848
|
9.392
|
Announcement Date
|
11/03/20
|
11/03/21
|
10/03/22
|
09/03/23
|
18/03/24
|
-
|
-
|
-
|
Fiscal Period: December |
2020 S1
|
2021 S1
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
13,146
|
14,465
|
6,143
|
9,333
|
8,009
|
8,909
|
7,024
|
6,570
|
5,702
|
6,242
|
-
|
6,673
|
5,554
|
6,107
|
5,849
|
-
|
-
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
503.5
|
956.1
|
454.2
|
396.4
|
522.9
|
408.9
|
759.3
|
720
|
632
|
484
|
134.4
|
810.5
|
768.8
|
778.4
|
896.6
|
-
|
-
|
Operating Margin
|
3.83%
|
6.61%
|
7.39%
|
4.25%
|
6.53%
|
4.59%
|
10.81%
|
10.96%
|
11.08%
|
7.75%
|
-
|
12.15%
|
13.84%
|
12.75%
|
15.33%
|
-
|
-
|
Earnings before Tax (EBT)
1 |
-
|
-
|
-
|
375.3
|
-
|
387.4
|
732.2
|
-
|
-
|
458
|
109
|
784.6
|
760
|
828
|
781
|
-
|
-
|
Net income
1 |
402.4
|
670.6
|
375.4
|
263.6
|
385.1
|
221.9
|
536.1
|
484
|
476
|
439
|
425.4
|
558.1
|
522.5
|
530
|
612.3
|
-
|
-
|
Net margin
|
3.06%
|
4.64%
|
6.11%
|
2.82%
|
4.81%
|
2.49%
|
7.63%
|
7.37%
|
8.35%
|
7.03%
|
-
|
8.36%
|
9.41%
|
8.68%
|
10.47%
|
-
|
-
|
EPS
2 |
3.340
|
5.560
|
3.110
|
2.190
|
3.190
|
1.840
|
4.450
|
4.020
|
3.940
|
3.640
|
3.530
|
4.630
|
4.259
|
4.419
|
5.092
|
-
|
-
|
Dividend per Share
2 |
-
|
-
|
5.750
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
8.150
|
-
|
-
|
Announcement Date
|
05/08/20
|
05/08/21
|
10/03/22
|
04/05/22
|
04/08/22
|
03/11/22
|
09/03/23
|
11/05/23
|
09/08/23
|
09/11/23
|
18/03/24
|
14/05/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
2,153
|
4,370
|
5,510
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
1 |
-
|
3,018
|
-
|
-
|
-
|
1,262
|
1,187
|
1,060
|
ROE (net income / shareholders' equity)
|
13.3%
|
8.2%
|
10.8%
|
14.1%
|
-
|
20.6%
|
19.9%
|
18.9%
|
ROA (Net income/ Total Assets)
|
1.89%
|
1.24%
|
1.6%
|
1.66%
|
-
|
3.4%
|
3.45%
|
3.61%
|
Assets
1 |
67,931
|
71,400
|
77,151
|
84,927
|
-
|
65,855
|
70,413
|
71,618
|
Book Value Per Share
2 |
87.30
|
91.20
|
98.60
|
67.10
|
-
|
94.30
|
104.0
|
118.0
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
11/03/20
|
11/03/21
|
10/03/22
|
09/03/23
|
18/03/24
|
-
|
-
|
-
|
Average target price
240.9
EUR Spread / Average Target +6.14% Consensus |
1st Jan change
|
Capi.
|
---|
| +23.19% | 67.05B | | +10.80% | 17.03B | | +16.67% | 12.09B | | +11.81% | 2.21B | | +11.71% | 1.85B | | +14.07% | 1.07B | | +33.55% | 590M | | -23.88% | 536M | | +17.86% | 477M |
Property & Casualty Reinsurance
|