Guardian Holdings Limited is a diversified financial services company. The Company is engaged in underwriting all classes of long-term and short-term insurance business, insurance brokerage operations, provision of pension and asset management services, and property development. Its products include life insurance, health insurance, and pensions. It operates in five segments: Life, Health, and Pension; Property and Casualty; Asset Management; Strategic Alternative Investments; and Insurance Brokerage. The Life, Health, and Pension segment include Guardian Life of The Caribbean Limited, Fatum Life Insurance N.V., and Fatum Health N.V. The Property and Casualty segment include Guardian General Insurance Limited, Fatum General Insurance N.V., Fatum General Insurance Aruba N.V., Guardian Group Nederland N.V., and Guardian General Insurance (OECS) Limited. The Asset Management segment include Guardian Group Trust Limited Guardian Asset Management, and Investment Service Limited.
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