Valuation: Guaranty Trust Holding Company Plc

Capitalization 5,26300Cr 386.99Cr 328.78Cr 300.89Cr 284Cr 529.75Cr 37TCr 534.43Cr 3.57TCr 1.39TCr 18TCr 1.45TCr 1.42TCr 61TCr P/E ratio 2026 *
4.68x
P/E ratio 2027 * 3.97x
Enterprise value 5,26300Cr 386.99Cr 328.78Cr 300.89Cr 284Cr 529.75Cr 37TCr 534.43Cr 3.57TCr 1.39TCr 18TCr 1.45TCr 1.42TCr 61TCr EV / Sales 2026 *
2.54x
EV / Sales 2027 * 2.39x
Free-Float
99.9%
Yield 2026 *
10.2%
Yield 2027 * 9.04%

Last Transcript: Guaranty Trust Holding Company Plc

1 day+3.60%
1 week+6.67%
Current month+6.67%
1 month+9.51%
3 months+43.71%
6 months+69.41%
Current year+58.77%
1 week 136
Extreme 136
145
1 month 123
Extreme 123
145
Current year 90.7
Extreme 90.7
145
1 year 66.6
Extreme 66.6
145
3 years 23.55
Extreme 23.55
145
5 years 16.8
Extreme 16.8
145
10 years 16.7
Extreme 16.7
145
Manager TitleAgeSince
Chief Executive Officer 61 14/07/2021
Director of Finance/CFO - 14/07/2021
General Counsel - -
Director TitleAgeSince
Director/Board Member 61 14/07/2021
Director/Board Member - 14/07/2021
Chairman - 09/06/2025
Change 5d. change 1-year change 3-years change Capi.($)
+3.60%+6.67%+108.54%+485.37% 386.99Cr
-0.34%-2.30%+22.47%+85.05% 35TCr
-1.11%+0.11%-8.94%+35.36% 9.6TCr
-1.50%+3.31%+26.95%+53.29% 8.02TCr
-0.24%-1.78%+10.58%+4.16% 6.54TCr
-0.73%+2.62%+1.13%+52.82% 6.06TCr
-0.11%-1.12%-19.77%+0.97% 5.52TCr
-1.54%+3.29%+6.04%+6.16% 4.55TCr
-0.68%-2.18%+32.07%+99.96% 4.47TCr
-0.80%+5.56%-31.39%-30.81% 4.37TCr
Average -0.35%+0.60%+14.77%+79.23% 8.42TCr
Weighted average by Cap. -0.63%-0.53%+11.32%+54.61%

Financials

2026 *2027 *
Net sales 2,07500Cr 152.6Cr 129.65Cr 118.65Cr 111.99Cr 208.89Cr 14TCr 210.74Cr 1.41TCr 548.65Cr 6.92TCr 572.5Cr 560.46Cr 24TCr 2,20500Cr 162.14Cr 137.75Cr 126.07Cr 118.99Cr 221.96Cr 15TCr 223.91Cr 1.5TCr 582.96Cr 7.36TCr 608.3Cr 595.51Cr 25TCr
Net income 1,08200Cr 80Cr 68Cr 62Cr 58Cr 108.95Cr 7.52TCr 109.91Cr 734.04Cr 286.15Cr 3.61TCr 298.58Cr 292.31Cr 12TCr 1,27800Cr 94Cr 80Cr 73Cr 69Cr 128.58Cr 8.87TCr 129.72Cr 866.34Cr 337.72Cr 4.26TCr 352.4Cr 344.99Cr 15TCr
Net Debt - -
Logo Guaranty Trust Holding Company Plc
Guaranty Trust Holding Company plc is a financial holding company structured around 5 areas of business activity: - merchant banking (54.8% of turnover). The group also offers electronic payment and online banking services; - retail banking (29.8%): sale of conventional and specialized banking products and services (management of current, savings and overdraft accounts; management of pension funds; issuance of credit and debit cards; consumer credit; home loans and mortgages; etc.); - commercial banking (6.9%); - corporate banking for small and medium-sized companies (6.5%); - provision of banking services for governments and public institutions (2%). At the end of 2020, the group managed NGN 3,509.3B in outstanding savings and NGN 1,662.7B in outstanding loans. The products and services are marketed over a network of 339 agencies located in Nigeria (232), Africa (106) and the United Kingdom. The geographical breakdown of the turnover is as follows: Nigeria (80.6%), Ghana (8.8%), Kenya (2.3%), Africa (7.2%) and United Kingdom (1.1%).
Employees
6,122
Sector
Banks
Date Price Change Volume
08/26/08 144.00 +3.60% 2,92,13,640
07/26/07 139.00 0.00% 6,24,36,660
06/26/06 139.00 0.00% 4,45,78,820
05/26/05 139.00 -0.71% 9,40,95,470
04/26/04 140.00 +3.70% 2,75,51,460
Trader
Investor
-
Global
-
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
6
Last Close Price
144.00NGN
Average target price
116.17NGN
Spread / Average Target
-19.33%

Annual profits - Rate of surprise