Great Southern Bancorp : Loan Portfolio Presentation October 18, 2023
October 19, 2023 at 02:49 am IST
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September 30, 2023
1
Loan Portfolio
Gross Loans [in thousands]
9-30-23$4,642,919
6-30-23$4,600,942
*Includes Home Equity Loans of $111,665
*Includes Home Equity Loans of $114,901
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Loan Portfolio by Region
Gross Loans [in thousands]
9-30-23$4,642,919
6-30-23$4,600,942
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Commercial Real Estate by Industry
Gross Loans [in thousands]
9-30-23$1,503,915
6-30-23$1,497,659
4
Commercial Real Estate by Region
Gross Loans [in thousands]
9-30-23$1,503,915
6-30-23$1,497,659
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Commercial Real Estate Office and Retail
All Data as of 9/30/23
Gross Loans [in thousands]
Office$218,366
Retail$321,950
Average credit size is $1,770,757
Average credit size is $1,839,277
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Commercial Real Estate Office and Retail
All Data as of 9/30/23
Gross Loans [in thousands]
Office - $218,366
Medical
Traditional
Outstanding
Balance
$42,425
$175,941
# of Loans
23
123
Avg. Loan Size
$1,768
$1,550
Weighted Avg.
LTV
40%
Owner Occupied
$20,540
# of Loans
58
Avg. Loan Size
$342
Weighted Avg. LTV
59%
Other Office Sq. Ft.
>100,000
$87,279
20,000-100,000
$44,237
<20,000
$23,885
# of Loans
65
Avg. Loan Size
$2,630
96% of Office Portfolio - Pass Rated
Weighted Avg. LTV
52%
Retail - $321,950
Strip
Single
Mixed-
Neighborhood
& Shopping
Center
Tenant
Use
Center
Outstanding
Balance
$113,998
$98,657
$17,653
$91,642
# of Loans
52
83
18
25
Avg. Loan Size
$2,192
$1,189
$981
$3,528
Weighted Avg.
LTV
60%
57%
57%
53%
100% of Retail Portfolio - Pass Rated
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Construction & Land Development by Industry
Gross Loans [in thousands]
9-30-23$861,246
6-30-23$816,703
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Construction & Land Development by Region
Gross Loans [in thousands]
9-30-23$861,246
6-30-23$816,703
9
Multi Family Real Estate by Region
Gross Loans [in thousands]
9-30-23$845,373
6-30-23$885,394
Average credit size is $4,362,154
Average credit size is $4,277,263
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Disclaimer
Great Southern Bancorp Inc. published this content on 18 October 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 18 October 2023 21:18:34 UTC.
Great Southern Bancorp, Inc. is a bank holding company of Great Southern Bank (the Bank). The Company conducts its business as a financial holding company. Through the Bank and subsidiaries of the Bank, the Company primarily offers a variety of banking and banking-related services. The Bank offers a range of banking services through its 89 banking centers located in southern and central Missouri; the Kansas City, Missouri area; the St. Louis area; eastern Kansas; northwestern Arkansas; the Minneapolis area and eastern, western and central Iowa. The Company operates through a single segment, banking operation. The banking operation segment is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans by attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others.
GREAT SOUTHERN BANCORP, INC. 
