GMO Payment Gateway : Cash Sense at EC payment! "Online direct debit payment" will be available from late September 2022

GMO Payment Gateway, Inc.

GMO Internet Group develops comprehensive payment-related services and finance-related services GMO Payment Gateway, Inc. (TSE: Securities Code 3769, President & Chief Executive Officer: Issei Ainoura, hereinafter GMO-PG) financial institution "Online direct debit payment that allows e-commerce payment by debiting from the account We will start providing " from the end of September 2022.
"Online direct debit payment" allows the purchase price to be debited directly and immediately from the consumer's account simply by entering and authenticating the account information when the consumer payment ec payment The service. By introducing this service, EC operators SMBC without individually contract and connecting to each financial institution, More than 100 MUFG Bank, Mizuho Bank, The Bank of Yokohama, etc. It is possible to provide payment by direct debit of financial institution (as of March 29, 2022).
This service is a comprehensive payment service provided by GMO-PG "PG Multi-Payment Service" In order to provide it as a payment method, e-commerce operators Credit card payment and buy now pay later In addition to the payment service "GMO Payment After Delivery", "Online direct debit payment It is possible to introduce and manage on e-commerce sites collectively.
GMO-PG will continue to provide payment method tailored to diversifying consumer needs to businesses that develop e-commerce and online services.

【Background and Summary】

The B2C EC market in Japan has expanded to 19.2 trillion yen as of 2020, and the EC ratio has expanded from 4.7% in 2015 to 8.0% ^(*1). As the ratio of Internet users reaches 83.4% ^{(*2) as of 2020}, the use of e-commerce among the elderly from young people to the elderly will increase, and the needs for payment method in E-Commerce are also estimated to diversify. On the other hand, among financial institution, individual bank account ownership ratio in Japan as of August 2021, 90.6% ^(*3) and 90% of the payment method that can be used by many consumers. Payment services using financial institution accounts are possible.
Against this background, GMO-PG is payment method in EC by inputting and authenticating account information financial institution consumers, We will start offering "Online direct debit payment" that can be payment by debiting your account from the end of September 2022.
"Online direct debit payment" is a way to withdraw the purchase price directly and immediately from the consumer payment's account balance, so that the cash that likes his account to a wallet You can payment like a payment. Consumers who do not have a credit card, do not use it much, want to prevent overuse or forgetting to pay can also use it in EC conveniently. It can also be used not only in EC, but also in scenes such as online services, digital content, subscription services, etc.
In order for e-commerce operators to provide payment directly and immediately from their accounts on e-commerce and online services, they have contract individually with each financial institution it was necessary to connect the system, but by using this service, without individually connecting the contract system with each financial institution, It is possible to provide payment by direct debit of the financial institution.
This service is a new payment service "PG Multi-Payment Service" in order to provide payment method, EC operators Credit card payment and "GMO Payment After Delivery It can be used in conjunction with e-commerce payment method such as "Carrier payment"

【GMO Payment Gateway】

We provide comprehensive payment-related services and finance-related services to more than 100,000 member stores, including online businesses such as online shops, NHK, the national tax, and public entity such as the Tokyo Metropolitan Government. With a focus on payment services, we provide value-added services that contribute to the growth of franchisees, payment method that utilize finance technology, and services that meet financial needs, and the annual Transaction value exceeds 8 trillion yen. (Consolidated figures as of the end of December 2021)
As a leading company in the payment industry, we provide various payment / finance-related solutions and platforms to business companies and financial institution that promote cashless and DX, and build infrastructure of payments. We are also promoting global expansion such as overseas payment-related service development and strategic investment and financing for leading-edge FinTech companies overseas. We will continue to drive new innovations and contribute to the realization of a sustainable society and the progress and development of society.

[Press Inquiries]

GMO Payment Gateway, Inc.
Corporate Value Creation Strategy Division　Public Relations/UX Design Department

GMO Internet, Inc.
Group Communication Department Public Relations Matsui

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[Contact for inquiries regarding services]

GMO Payment Gateway, Inc.
Innovation Partners Division

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[GMO Payment Gateway, Inc.] (URL: https://www.gmo-pg.com/)

Corporate Name	GMO Payment Gateway, Inc. (TSE First Section Securities Code: 3769)
Location	1-2-3 Dogenzaka, Shibuya-ku, Tokyo Shibuya Fukurasu
Representative	President & Chief Executive Officer　Issei Ainoura
Business Description	■ Comprehensive payment related services and finance related services
Capital	13,323 million yen

[GMO Internet, Inc.] (URL: https://www.gmo.jp/)

Corporate Name	GMO Internet, Inc. (TSE First Section Securities Code: 9449)
Location	Cerulean Tower 26-1, Sakuragaoka-cho, Shibuya-ku, Tokyo
Representative	Representative Director and Group Representative Masatoshi Kumagai
Business Description	■ Internet infrastructure business ■ Internet advertising / media business ■ Internet finance business ■ Cryptographic assets business
Capital	5 billion yen