First Financial Bankshares Inc. announced unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2015. For the quarter, the company announced interest income of $59,047,000 compared to $51,121,000 for the same period a year ago. Net interest income was $58,001,000 compared to $50,082,000 for the same period a year ago. Net interest income after provision for loan losses was $53,824,000 compared to $49,327,000 for the same period a year ago. Net income before income taxes was $32,762,000 compared to $29,915,000 for the same period a year ago. Net income was $25,192,000 compared to $22,587,000 for the same period a year ago. Net income per common share, basic and diluted was $0.38 compared to $0.35 for the same period a year ago. Book value per share was $12.20 compared to $10.63 for the same period a year ago. Return on average assets was 1.53% compared to 1.57% for the same period a year ago. Return on average equity was 12.54% compared to 13.34% for the same period a year ago.

For the full year, the company announced interest income of $221,623,000 compared to $198,539,000 for the same period a year ago. Net interest income was $217,535,000 compared to $194,358,000 for the same period a year ago. Net interest income after provision for loan losses was $207,850,000 compared to $189,893,000 for the same period a year ago. Net income before income taxes was $131,818,000 compared to $118,592,000 for the same period a year ago. Net income was $100,381,000 compared to $89,559,000 for the same period a year ago. Net income per common share, diluted was $1.54 compared to $1.39 for the same period a year ago. Return on average assets was 1.61% compared to 1.65% for the same period a year ago. Return on average equity was 13.60% compared to 14.00% for the same period a year ago.

For the fourth quarter ended December 31, 2015, the company announced net charge-offs of $2,720,000 compared to $319,000 for the same period a year ago.