Market Closed -
Toronto S.E.
01:15:10 28/06/2024 am IST
|
5-day change
|
1st Jan Change
|
25.03
CAD
|
+0.85%
|
|
+0.52%
|
+6.69%
|
Fiscal Period: oktober |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
1,889
|
1,430
|
2,630
|
1,649
|
2,604
|
3,569
|
-
|
-
|
Enterprise Value (EV)
1 |
1,889
|
1,430
|
2,630
|
1,649
|
2,604
|
3,569
|
3,569
|
3,569
|
P/E ratio
|
9.47
x
|
6.57
x
|
9.25
x
|
6.39
x
|
7.18
x
|
8.21
x
|
7.2
x
|
6.59
x
|
Yield
|
1.14%
|
1.74%
|
0.96%
|
2.51%
|
1.6%
|
1.87%
|
2.23%
|
2.68%
|
Capitalization / Revenue
|
4.08
x
|
2.87
x
|
4.51
x
|
2.25
x
|
3.11
x
|
2.81
x
|
2.61
x
|
2.78
x
|
EV / Revenue
|
4.08
x
|
2.87
x
|
4.51
x
|
2.25
x
|
3.11
x
|
2.81
x
|
2.61
x
|
2.78
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.36
x
|
0.91
x
|
1.4
x
|
0.77
x
|
0.92
x
|
1.18
x
|
1.04
x
|
0.93
x
|
Nbr of stocks (in thousands)
|
33,348
|
33,615
|
34,029
|
34,163
|
37,841
|
38,283
|
-
|
-
|
Reference price
2 |
56.66
|
42.54
|
77.29
|
48.28
|
68.82
|
93.24
|
93.24
|
93.24
|
Announcement Date
|
24/02/20
|
22/02/21
|
07/02/22
|
16/02/23
|
07/12/23
|
-
|
-
|
-
|
Fiscal Period: oktober |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
462.6
|
497.4
|
582.6
|
733.4
|
838.3
|
1,271
|
1,369
|
1,282
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
-
|
342.8
|
382.7
|
458.9
|
529.3
|
705.5
|
781.9
|
-
|
Operating Margin
|
-
|
68.91%
|
65.69%
|
62.57%
|
63.14%
|
55.5%
|
57.11%
|
-
|
Earnings before Tax (EBT)
1 |
279.1
|
300.5
|
390.4
|
368.5
|
502.1
|
591.2
|
618.3
|
706.6
|
Net income
1 |
201.8
|
219.3
|
288.1
|
264.6
|
364.6
|
428.2
|
461.5
|
510.8
|
Net margin
|
43.62%
|
44.09%
|
49.45%
|
36.08%
|
43.49%
|
33.69%
|
33.71%
|
39.84%
|
EPS
2 |
5.985
|
6.475
|
8.360
|
7.550
|
9.590
|
11.36
|
12.95
|
14.15
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
0.6450
|
0.7400
|
0.7400
|
1.210
|
1.100
|
1.742
|
2.078
|
2.500
|
Announcement Date
|
24/02/20
|
22/02/21
|
07/02/22
|
16/02/23
|
07/12/23
|
-
|
-
|
-
|
Fiscal Period: October |
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
2025 Q3
|
---|
Net sales
1 |
162.2
|
166.7
|
186.3
|
218.3
|
240.8
|
251.7
|
345.8
|
298.8
|
316.7
|
320.6
|
322
|
314.8
|
308.8
|
318.1
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
118.7
|
89.51
|
117.8
|
132.8
|
144.3
|
162.7
|
222.3
|
164.7
|
173.5
|
183
|
184.5
|
193
|
188
|
204
|
Operating Margin
|
73.21%
|
53.71%
|
63.27%
|
60.84%
|
59.94%
|
64.63%
|
64.28%
|
55.14%
|
54.81%
|
57.09%
|
57.31%
|
61.31%
|
60.88%
|
64.13%
|
Earnings before Tax (EBT)
1 |
112.8
|
80.62
|
106.3
|
68.73
|
135
|
172.5
|
194.6
|
143.8
|
144
|
153.3
|
150.6
|
133.5
|
122.6
|
137.8
|
Net income
1 |
86.86
|
57.75
|
76.49
|
43.51
|
97.2
|
128.6
|
138.8
|
101.9
|
103
|
125.2
|
130.8
|
95.3
|
87.5
|
98.7
|
Net margin
|
53.56%
|
34.65%
|
41.07%
|
19.93%
|
40.37%
|
51.09%
|
40.14%
|
34.1%
|
32.54%
|
39.06%
|
40.61%
|
30.27%
|
28.34%
|
31.03%
|
EPS
2 |
2.510
|
1.670
|
2.220
|
1.190
|
2.560
|
3.390
|
3.640
|
2.660
|
2.670
|
2.840
|
2.910
|
-
|
-
|
-
|
Dividend per Share
2 |
0.2800
|
0.2900
|
0.3100
|
0.3300
|
0.3700
|
0.3700
|
0.3800
|
0.4200
|
-
|
0.4425
|
0.4600
|
-
|
-
|
-
|
Announcement Date
|
10/05/22
|
09/08/22
|
08/11/22
|
16/02/23
|
02/05/23
|
01/08/23
|
07/12/23
|
28/02/24
|
29/05/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: October |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
15.9%
|
14.5%
|
16.7%
|
15.7%
|
13.6%
|
15.8%
|
15.7%
|
15%
|
ROA (Net income/ Total Assets)
|
0.8%
|
-
|
-
|
-
|
-
|
0.85%
|
0.91%
|
-
|
Assets
1 |
25,224
|
-
|
-
|
-
|
-
|
50,376
|
50,991
|
-
|
Book Value Per Share
2 |
41.50
|
46.70
|
55.20
|
62.70
|
75.10
|
78.80
|
89.20
|
100.0
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
24/02/20
|
22/02/21
|
07/02/22
|
16/02/23
|
07/12/23
|
-
|
-
|
-
|
Last Close Price
93.24
CAD Average target price
104.4
CAD Spread / Average Target +12.02% Consensus |
1st Jan change
|
Capi.
|
---|
| -2.90% | 53.16B | | -5.79% | 30.88B | | +53.75% | 26.92B | | +33.73% | 25.03B | | +23.57% | 17.76B | | +12.89% | 14.52B | | +41.90% | 13.27B | | +21.65% | 8.8B | | -33.57% | 6.91B |
Other Consumer Lending
|