Financials EQB Inc. Toronto S.E.

Equities

EQB.PR.C

CA26886R2037

Consumer Lending

Market Closed - Toronto S.E. 01:15:10 28/06/2024 am IST 5-day change 1st Jan Change
25.03 CAD +0.85% Intraday chart for EQB Inc. +0.52% +6.69%

Valuation

Fiscal Period: oktober 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 1,889 1,430 2,630 1,649 2,604 3,569 - -
Enterprise Value (EV) 1 1,889 1,430 2,630 1,649 2,604 3,569 3,569 3,569
P/E ratio 9.47 x 6.57 x 9.25 x 6.39 x 7.18 x 8.21 x 7.2 x 6.59 x
Yield 1.14% 1.74% 0.96% 2.51% 1.6% 1.87% 2.23% 2.68%
Capitalization / Revenue 4.08 x 2.87 x 4.51 x 2.25 x 3.11 x 2.81 x 2.61 x 2.78 x
EV / Revenue 4.08 x 2.87 x 4.51 x 2.25 x 3.11 x 2.81 x 2.61 x 2.78 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.36 x 0.91 x 1.4 x 0.77 x 0.92 x 1.18 x 1.04 x 0.93 x
Nbr of stocks (in thousands) 33,348 33,615 34,029 34,163 37,841 38,283 - -
Reference price 2 56.66 42.54 77.29 48.28 68.82 93.24 93.24 93.24
Announcement Date 24/02/20 22/02/21 07/02/22 16/02/23 07/12/23 - - -
1CAD in Million2CAD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: oktober 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 462.6 497.4 582.6 733.4 838.3 1,271 1,369 1,282
EBITDA - - - - - - - -
EBIT 1 - 342.8 382.7 458.9 529.3 705.5 781.9 -
Operating Margin - 68.91% 65.69% 62.57% 63.14% 55.5% 57.11% -
Earnings before Tax (EBT) 1 279.1 300.5 390.4 368.5 502.1 591.2 618.3 706.6
Net income 1 201.8 219.3 288.1 264.6 364.6 428.2 461.5 510.8
Net margin 43.62% 44.09% 49.45% 36.08% 43.49% 33.69% 33.71% 39.84%
EPS 2 5.985 6.475 8.360 7.550 9.590 11.36 12.95 14.15
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.6450 0.7400 0.7400 1.210 1.100 1.742 2.078 2.500
Announcement Date 24/02/20 22/02/21 07/02/22 16/02/23 07/12/23 - - -
1CAD in Million2CAD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: October 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2 2025 Q3
Net sales 1 162.2 166.7 186.3 218.3 240.8 251.7 345.8 298.8 316.7 320.6 322 314.8 308.8 318.1
EBITDA - - - - - - - - - - - - - -
EBIT 1 118.7 89.51 117.8 132.8 144.3 162.7 222.3 164.7 173.5 183 184.5 193 188 204
Operating Margin 73.21% 53.71% 63.27% 60.84% 59.94% 64.63% 64.28% 55.14% 54.81% 57.09% 57.31% 61.31% 60.88% 64.13%
Earnings before Tax (EBT) 1 112.8 80.62 106.3 68.73 135 172.5 194.6 143.8 144 153.3 150.6 133.5 122.6 137.8
Net income 1 86.86 57.75 76.49 43.51 97.2 128.6 138.8 101.9 103 125.2 130.8 95.3 87.5 98.7
Net margin 53.56% 34.65% 41.07% 19.93% 40.37% 51.09% 40.14% 34.1% 32.54% 39.06% 40.61% 30.27% 28.34% 31.03%
EPS 2 2.510 1.670 2.220 1.190 2.560 3.390 3.640 2.660 2.670 2.840 2.910 - - -
Dividend per Share 2 0.2800 0.2900 0.3100 0.3300 0.3700 0.3700 0.3800 0.4200 - 0.4425 0.4600 - - -
Announcement Date 10/05/22 09/08/22 08/11/22 16/02/23 02/05/23 01/08/23 07/12/23 28/02/24 29/05/24 - - - - -
1CAD in Million2CAD
Estimates

Balance Sheet Analysis

Fiscal Period: October 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 15.9% 14.5% 16.7% 15.7% 13.6% 15.8% 15.7% 15%
ROA (Net income/ Total Assets) 0.8% - - - - 0.85% 0.91% -
Assets 1 25,224 - - - - 50,376 50,991 -
Book Value Per Share 2 41.50 46.70 55.20 62.70 75.10 78.80 89.20 100.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 24/02/20 22/02/21 07/02/22 16/02/23 07/12/23 - - -
1CAD in Million2CAD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
9
Last Close Price
93.24 CAD
Average target price
104.4 CAD
Spread / Average Target
+12.02%
Consensus