Cachet Financial Solutions, Inc. has introduced two new major enhancements to its Select Business™ Merchant Capture solution for banks and credit unions. As a cloud-based, multi-platform software solution, Select Business saves business customers a trip to the bank or credit union by allowing electronic check deposits via a desktop scanner, tablet or smartphone. It also helps businesses to manage their check deposit activity more efficiently and effectively by automatically recognizing checking account information and displaying previously entered account notations. The latest release of Select Business Merchant Capture now features the ability to custom label up to eight note fields. The fields can be labeled for phone numbers, driver licences, social security or account numbers, or any information a business wants to collect and track. The content associated with these fields is fully searchable and reportable. The second major new feature for Select Business allows merchants to review and resubmit returned checks that have been deposited via Select Business but returned by the Federal Reserve. The new returns processing feature empowers merchants to easily manage their own returns rather than relying upon their financial institution. Robust reporting capabilities also allow merchants to identify questionable accounts and stop bad checks before they enter the system, saving both merchants and financial institutions time and money.