Income Statement Danske Bank A/S

Stocks

DANSKE

DK0010274414

Banks

Market Closed - Nasdaq Copenhagen Other stock markets 08:50:00 11/06/2026 pm IST			5-day change	1st Jan Change
330.00 ^DKK	+0.30%		-0.03%	+3.58%

06:06pm	ECB raises interest rates, as widely expected	RE
06:04pm	Instant View: ECB raises interest rates, as widely expected	RE

40f64a2c0334.a4vG2OBb5ToSA72A99LvHAL0SIrfqrMXZ00Km_7LnO4.UumzjIQzjndcdtPhlIHZTTOsELqYy_10BCFQyr-irpoKsqOtizOBTGpKiQ

Published financial data: DANSKE BANK A/S

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021	2022	2023	2024	2025
Interest Income On Loans	2.21TCr	3.17TCr	6.08TCr	6.3TCr	5.41TCr
Interest Income On Investments	3.56TCr	4.76TCr	1.88TCr	1.75TCr	2.08TCr
Interest Income, Total	5.77TCr	7.93TCr	7.96TCr	8.05TCr	7.49TCr
Interest On Deposits	3.09TCr	5.12TCr	4.73TCr	4.38TCr	3.83TCr
Interest Expense, Total	3.09TCr	5.12TCr	4.73TCr	4.38TCr	3.83TCr
Net Interest Income	2.68TCr	2.8TCr	3.23TCr	3.67TCr	3.66TCr
Income From Trading Activities	3.66TCr	-3.3TCr	659Cr	266.8Cr	287.2Cr
Gain (Loss) on Sale of Assets	18Cr	142Cr	-56Cr	24Cr	60L
Income (Loss) on Equity Invest. (Income Block)	-60L	90L	-11Cr	-26Cr	-1.4Cr
Total Other Non Interest Income	-1.6TCr	4.94TCr	1.77TCr	1.71TCr	1.74TCr
Non Interest Income, Total	2.08TCr	1.79TCr	2.36TCr	1.97TCr	2.02TCr
Revenues Before Provison For Loan Losses	4.76TCr	4.59TCr	5.59TCr	5.64TCr	5.68TCr
Provision For Loan Losses	14Cr	150.2Cr	26Cr	-54Cr	29Cr
Total Revenues	4.74TCr	4.44TCr	5.56TCr	5.69TCr	5.65TCr
Salaries And Other Employee Benefits	1.6TCr	1.6TCr	1.56TCr	1.54TCr	1.62TCr
Stock-Based Compensation (IS)	15Cr	5.7Cr	17Cr	20Cr	21Cr
Occupancy Expense	596.9Cr	560Cr	499.7Cr	173.8Cr	154.8Cr
Selling General & Admin Expenses, Total	870.4Cr	963Cr	815.6Cr	829.1Cr	785.5Cr
Total Other Non Interest Expense	-	-6.4Cr	-	20L	-10L
Non Operating (Income) Expenses	-	1.38TCr	-	-	-
Non Interest Expense, Total	3.08TCr	4.5TCr	2.89TCr	2.57TCr	2.58TCr
EBT, Excl. Unusual Items	1.66TCr	-58Cr	2.67TCr	3.13TCr	3.08TCr
Impairment of Goodwill	-	-162.7Cr	-	-	-
Asset Writedown	-7.1Cr	-8.2Cr	-2.6Cr	-6.1Cr	-7.4Cr
EBT, Incl. Unusual Items	1.66TCr	-228.4Cr	2.67TCr	3.12TCr	3.07TCr
Income Tax Expense	365.1Cr	278.4Cr	542Cr	758.3Cr	766.2Cr
Earnings From Continuing Operations	1.29TCr	-506.8Cr	2.13TCr	2.36TCr	2.3TCr
Net Income to Company	1.29TCr	-506.8Cr	2.13TCr	2.36TCr	2.3TCr
Net Income - (IS)	1.29TCr	-506.8Cr	2.13TCr	2.36TCr	2.3TCr
Preferred Dividend and Other Adjustments	45Cr	8.6Cr	-	-	-
Net Income to Common Incl Extra Items	1.25TCr	-515.4Cr	2.13TCr	2.36TCr	2.3TCr
Net Income to Common Excl. Extra Items	1.25TCr	-515.4Cr	2.13TCr	2.36TCr	2.3TCr
Per Share Items
Net EPS - Basic	14.61	-6.05	24.75	27.86	27.94
Basic EPS - Continuing Operations	14.61	-6.05	24.75	27.86	27.94
Basic Weighted Average Shares Outstanding	85Cr	85Cr	86Cr	85Cr	82Cr
Net EPS - Diluted	14.6	-6.05	24.7	27.8	27.9
Diluted EPS - Continuing Operations	14.6	-6.05	24.7	27.8	27.9
Diluted Weighted Average Shares Outstanding	85Cr	85Cr	86Cr	85Cr	83Cr
Normalized Basic EPS	12.19	-0.42	19.43	23.05	23.33
Normalized Diluted EPS	12.18	-0.42	19.41	23	23.26
Dividend Per Share	7.5	-	14.5	16.85	16.94
Payout Ratio	13.22	-33.64	28.27	54.07	53.11
American Depositary Receipts Ratio (ADR)	0.5	0.5	0.5	0.5	0.5
Supplemental Items
Effective Tax Rate - (Ratio)	22.03	-121.89	20.31	24.3	24.96
Current Domestic Taxes	201Cr	119.7Cr	484.7Cr	426.7Cr	363.8Cr
Current Foreign Taxes	178.1Cr	187.7Cr	161.1Cr	276.3Cr	330.2Cr
Total Current Taxes	379.1Cr	307.4Cr	645.8Cr	703Cr	694Cr
Deferred Domestic Taxes	8.4Cr	84Cr	2.9Cr	104.5Cr	77Cr
Deferred Foreign Taxes	41Cr	40Cr	46Cr	40L	-33Cr
Total Deferred Taxes	50Cr	124.5Cr	48Cr	104.9Cr	43Cr
Normalized Net Income	1.04TCr	-36Cr	1.67TCr	1.95TCr	1.92TCr
Non-Cash Pension Expense	18Cr	19Cr	1Cr	4.2Cr	6.9Cr
Supplemental Operating Expense Items
Stock-Based Comp., Other (Total)	15Cr	5.7Cr	17Cr	20Cr	21Cr
Total Stock-Based Compensation	15Cr	5.7Cr	17Cr	20Cr	21Cr

Fiscal Period: December	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	7.64TCr	6.41TCr	11TCr	14TCr	12TCr
Investment Securities, Total	52TCr	51TCr	46TCr	59TCr	62TCr
Trading Asset Securities, Total	51TCr	64TCr	55TCr	53TCr	44TCr
Total investments	1,03000Cr	1,15300Cr	1,00900Cr	1,12300Cr	1,06700Cr
Gross Loans	1,85600Cr	1,89700Cr	1,73700Cr	1,72800Cr	1,81500Cr
Allowance For Loan Losses	-2.04TCr	-1.7TCr	-1.7TCr	-1.7TCr	-1.68TCr
Other Adjustments to Gross Loans	-	-7.47TCr	-4.99TCr	-3.62TCr	-4.05TCr
Net Loans	1,83600Cr	1,80500Cr	1,67000Cr	1,67500Cr	1,75800Cr
Net Property Plant And Equipment	1.25TCr	1.02TCr	1.14TCr	1.08TCr	1.05TCr
Goodwill	613.1Cr	442.7Cr	443.7Cr	443.8Cr	446.5Cr
Other Intangibles, Total	268.8Cr	237.5Cr	162.7Cr	229.9Cr	340.7Cr
Investment in Real Estate	226.3Cr	184.3Cr	16Cr	40Cr	36Cr
Loans Held For Sale	453.9Cr	-	11TCr	-	-
Accrued Interest Receivable	345Cr	450Cr	726.4Cr	735.2Cr	735.4Cr
Other Receivables	554.3Cr	756.2Cr	1.04TCr	1.38TCr	846.5Cr
Restricted Cash	29TCr	17TCr	25TCr	10TCr	13TCr
Other Current Assets, Total	4.28TCr	1.74TCr	1.11TCr	3.81TCr	3.16TCr
Deferred Tax Assets Long-Term (Collected)	51Cr	97Cr	124.6Cr	103Cr	88Cr
Other Real Estate Owned And Foreclosed	-	-	-	-	-
Other Long-Term Assets, Total	63TCr	52TCr	57TCr	60TCr	61TCr
Total Assets	3,93600Cr	3,76300Cr	3,77100Cr	3,71600Cr	3,75400Cr
Liabilities
Accrued Expenses, Total	198.6Cr	180.4Cr	117.5Cr	128.7Cr	110.2Cr
Interest Bearing Deposits	1,24700Cr	1,23900Cr	1,18000Cr	1,17100Cr	1,18700Cr
Total Deposits	1,24700Cr	1,23900Cr	1,18000Cr	1,17100Cr	1,18700Cr
Short-Term Borrowings	46TCr	58TCr	57TCr	51TCr	54TCr
Current Portion of Long-Term Debt	19TCr	19TCr	22TCr	22TCr	23TCr
Long-Term Debt	1,05200Cr	91TCr	91TCr	94TCr	90TCr
Long-Term Leases	390.9Cr	274.3Cr	410.2Cr	378.7Cr	367.6Cr
Current Income Taxes Payable	7Cr	71Cr	45Cr	100.7Cr	145.6Cr
Accrued Interest Payable	584.5Cr	763.4Cr	1.29TCr	1.33TCr	1.3TCr
Other Current Liabilities - (Bank / Utility Template)	20TCr	16TCr	23TCr	16TCr	14TCr
Pension & Other Post Retirement Benefits	44Cr	37Cr	30Cr	28Cr	25Cr
Deferred Tax Liability Non-Current	179.4Cr	175.2Cr	110.7Cr	121.8Cr	135.7Cr
Other Non Current Liabilities	60TCr	50TCr	46TCr	52TCr	55TCr
Total Liabilities	3,75900Cr	3,60300Cr	3,59500Cr	3,54000Cr	3,57300Cr
Common Stock, Total	862.2Cr	862.2Cr	862.2Cr	862.2Cr	835Cr
Retained Earnings	16TCr	16TCr	17TCr	17TCr	18TCr
Comprehensive Income and Other	-58Cr	-415.6Cr	-294.5Cr	-337.1Cr	-255.7Cr
Total Common Equity	17TCr	16TCr	18TCr	18TCr	18TCr
Minority Interest	549.7Cr	-	-	-	-
Total Equity	18TCr	16TCr	18TCr	18TCr	18TCr
Total Liabilities And Equity	3,93600Cr	3,76300Cr	3,77100Cr	3,71600Cr	3,75400Cr
Supplemental Items
ECS Total Shares Outstanding on Filing Date	85Cr	85Cr	86Cr	83Cr	81Cr
ECS Total Common Shares Outstanding	85Cr	85Cr	86Cr	83Cr	81Cr
Book Value / Share	200.63	188.4	204.4	210.7	222.29
Tangible Book Value	16TCr	15TCr	17TCr	17TCr	17TCr
Tangible Book Value Per Share	190.29	180.41	197.35	202.62	212.63
Total Debt	1,70700Cr	1,68800Cr	1,70800Cr	1,67200Cr	1,67700Cr
Deposits at Interest - Cash	6.96TCr	5.75TCr	11TCr	13TCr	11TCr
Debt Equivalent of Unfunded Proj. Benefit Obligation	-201Cr	-112Cr	-50Cr	-63Cr	-71Cr
Net Debt	90TCr	78TCr	87TCr	68TCr	79TCr
Equity Method Investments, Total	21Cr	54Cr	61Cr	40Cr	39Cr
Full Time Employees	21.75T	21.02T	20.02T	19.58T	19.71T
Part Time Employees	-	-	-	1.73T	1.72T

Fiscal Period: December	2021	2022	2023	2024	2025
Net Income	1.29TCr	-506.8Cr	2.13TCr	2.36TCr	2.3TCr
Depreciation, Depletion & Amortization	487.6Cr	470.6Cr	424.4Cr	102.6Cr	52Cr
Total Depreciation, Depletion & Amortization	487.6Cr	470.6Cr	424.4Cr	102.6Cr	52Cr
Amortization of Deferred Charges, Total	-	-	-	-	48Cr
Total Asset Writedown	-	162.7Cr	-	-	-
Provision for Credit Losses	14Cr	150.2Cr	26Cr	-54Cr	29Cr
(Income) Loss On Equity Investments - (CF)	-18Cr	-80L	11Cr	26Cr	1.4Cr
Change in Other Net Operating Assets (Collected)	-1.48TCr	-9.58TCr	12TCr	-6.08TCr	-7.31TCr
Other Operating Activities	126.6Cr	1.34TCr	466.5Cr	-279.1Cr	54Cr
Cash from Operations	418.9Cr	-7.96TCr	15TCr	-3.92TCr	-4.82TCr
Capital Expenditure	-69Cr	-83Cr	-84Cr	-99Cr	-34Cr
Sale of Property, Plant, and Equipment	80L	40L	70L	-	20L
Cash Acquisitions	-	-	-	-	-2.1Cr
Divestitures	-	203.2Cr	4.5Cr	2.6Cr	-
Purchase / Sale of Intangible Assets	-88Cr	-56Cr	-54Cr	-127Cr	-166.2Cr
Cash from Investing	-156.3Cr	65Cr	-132.9Cr	-223.4Cr	-202.4Cr
Long-Term Debt Issued, Total	1.45TCr	2.01TCr	2.24TCr	4.04TCr	3.85TCr
Total Debt Issued	1.45TCr	2.01TCr	2.24TCr	4.04TCr	3.85TCr
Long-Term Debt Repaid, Total	-1.07TCr	-3.12TCr	-2.43TCr	-4.77TCr	-3.45TCr
Total Debt Repaid	-1.07TCr	-3.12TCr	-2.43TCr	-4.77TCr	-3.45TCr
Issuance of Common Stock	-	-	-	-	-
Repurchase of Common Stock	-300Cr	-541.9Cr	-	-524.6Cr	-480.3Cr
Common Dividends Paid	-170.8Cr	-170.5Cr	-601.1Cr	-1.28TCr	-1.22TCr
Common & Preferred Stock Dividends Paid	-170.8Cr	-170.5Cr	-601.1Cr	-1.28TCr	-1.22TCr
Net Increase (Decrease) in Deposit Accounts - (CF)	-4.18TCr	-2.97TCr	-949Cr	-5.33TCr	7.08TCr
Special Dividend Paid	-	-	-	-543Cr	-
Other Financing Activities, Total	-47Cr	-16Cr	-	-	-
Cash from Financing	-4.32TCr	-4.82TCr	-1.74TCr	-8.39TCr	5.77TCr
Foreign Exchange Rate Adjustments	263.4Cr	-332.2Cr	79Cr	187.1Cr	80Cr
Miscellaneous Cash Flow Adjustments	-	-	-	-	-
Net Change in Cash	-3.79TCr	-13TCr	13TCr	-12TCr	822.6Cr
Supplemental Items
Cash Income Tax Paid (Refund)	245.9Cr	302.5Cr	456.5Cr	1.03TCr	632.1Cr
Net Debt Issued / Repaid	377.3Cr	-1.11TCr	-187.6Cr	-722.4Cr	393.7Cr

Fiscal Period: December	2021	2022	2023	2024	2025
Profitability
Return on Assets	0.32	-0.13	0.56	0.63	0.62
Return On Equity %	7.48	-3.01	12.66	13.45	12.95
Return on Common Equity	7.53	-3.11	12.66	13.45	12.95
Shareholders Value Added	-696.27Cr	-2.5TCr	110.1Cr	254.34Cr	169.31Cr
Margin Analysis
SG&A Margin	64.6	70.24	51.65	44.72	45.21
Net Interest Income / Total Revenues %	56.45	63.11	58.05	64.44	64.75
EBT Excl. Non-Recurring Items Margin %	35.09	-1.29	48.04	54.92	54.42
Income From Continuing Operations Margin %	27.24	-11.41	38.25	41.49	40.74
Net Income Margin %	27.24	-11.41	38.25	41.49	40.74
Net Avail. For Common Margin %	26.29	-11.61	38.25	41.49	40.74
Normalized Net Income Margin	21.93	-0.81	30.03	34.32	34.01
Asset quality
Nonperforming Loans / Total Loans %	1.53	1.7	1.88	1.65	1.51
Nonperforming Loans / Total Assets %	0.72	0.86	0.87	0.77	0.73
Nonperforming Assets / Total Assets %	0.72	0.86	0.87	0.77	0.73
NPAs / Loans and OREO	1.53	1.7	1.88	1.65	1.51
NPAs / Equity	16.1	20.1	18.61	16.24	15.11
Allowance for Credit Losses / Net Charge-offs %	999.56	351.15	27.36T	-11.56T	1.89T
Allowance for Credit Losses / Nonperforming Loans %	71.64	52.66	51.9	59.58	61.48
Allowance for Credit Losses / Total Loans %	1.1	0.89	0.98	0.98	0.93
Provision for Loan Losses / Net Charge-offs %	6.92	31.08	422.58	369.39	33.07
Capital And Funding
Total Average Common Equity / Total Average Assets %	4.12	4.31	4.44	4.72	4.76
Total Average Equity / Total Average Assets %	4.29	4.38	4.44	4.72	4.76
Total Equity + Allowance for Loan Losses / Total Loans %	10.32	9.35	11.09	11.15	10.91
Gross Loans / Total Deposits %	148.86	153.11	147.18	147.52	152.97
Net Loans / Total Deposits %	147.23	145.71	141.52	142.98	148.14
Tier 1 Capital Ratio %	20	19.6	20.5	19.1	18.2
Total Capital Ratio %	22.4	22.1	23.1	22.4	20.9
Core Tier 1 Capital Ratio	17.7	17.8	18.8	17.8	17.3
Tier 2 Capital Ratio	2.43	2.48	2.51	3.26	2.68
Coverage Ratio	43.52	52.66	51.9	59.58	61.48
Interbank Ratio	97.36	118.45	108.82	158.96	125.39
Fixed Charges Coverage
EBT + Interest Expense / Interest Expense	1.54	0.96	1.56	1.71	1.8
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	-4.78	4.68	27.29	4.93	-0.23
Non Interest Income, 1 Yr. Growth %	14.81	-13.99	17.14	12.94	2.64
Provision For Loan Losses, 1 Yr. Growth %	-98.01	965.25	-82.56	-307.25	-154.14
Total Revenues, 1 Yr. Growth %	21.17	-6.36	26.4	9.18	-0.71
Earnings From Cont. Operations, 1 Yr. Growth %	181.54	-139.23	-564.24	11.13	-2.51
Net Income, 1 Yr. Growth %	181.54	-139.23	-564.24	11.13	-2.51
Normalized Net Income, 1 Yr. Growth %	148.5	-103.46	-92.2T	17.09	-1.6
Diluted EPS Before Extra, 1 Yr. Growth %	210.64	-141.45	-554.37	12.55	0.36
Dividend Per Share, 1 Yr. Growth %	275	-	-	16.21	0.53
Gross Loans, 1 Yr. Growth %	-0.24	2.2	-8.43	-0.69	5.07
Allowance For Loan Losses, 1 Yr. Growth %	-1.06	-16.73	-0.04	0.18	-1.03
Net Loans, 1 Yr. Growth %	-0.24	-1.66	-7.48	0.09	4.98
Non Performing Loans, 1 Yr. Growth %	-13.84	-31.2	1.43	-2.2	-4.09
Non Performing Assets, 1 Yr. Growth %	-13.92	-31.21	1.47	-2.21	-4.11
Total Assets, 1 Yr. Growth %	-4.22	-4.39	-0.52	-0.36	1.02
Total Deposits, 1 Yr Growth %	-2.46	-0.64	-4.73	1.46	1.33
Tangible Book Value, 1 Yr. Growth %	7.27	-5.46	10.01	-0.43	3.25
Common Equity, 1 Yr. Growth %	6.89	-6.36	9.65	-0.03	3.78
Total Equity, 1 Yr. Growth %	4.76	-9.27	9.65	-0.03	3.78
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	-2.02	-0.16	9.78	20.31	2.32
Non Interest Income, 2 Yr. CAGR %	1.41	-0.63	6.49	-1.06	7.67
Provision For Loan Losses, 2 Yr. CAGR %	-71.44	-53.97	36.31	-39.87	5.93
Total Revenues, 2 Yr. CAGR %	1.12	6.52	8.26	13.79	4.12
Earnings From Cont. Operations, 2 Yr. CAGR %	-7.41	5.09	28.28	127.14	4.09
Net Income, 2 Yr. CAGR %	-7.41	5.09	28.28	127.14	4.09
Normalized Net Income, 2 Yr. CAGR %	2.7	-70.7	26.68	3.18T	7.34
Diluted EPS Before Extra, 2 Yr. CAGR %	-6.5	13.48	30.07	126.14	6.28
Dividend Per Share, 2 Yr. CAGR %	-	-	39.04	-	8.09
Gross Loans, 2 Yr. CAGR %	0.27	0.97	-3.26	-4.56	2.15
Allowance For Loan Losses, 2 Yr. CAGR %	2.87	-9.23	-8.77	0.07	-0.43
Net Loans, 2 Yr. CAGR %	0.24	-0.95	-4.62	-3.68	2.51
Non Performing Loans, 2 Yr. CAGR %	-10.88	-1.21	-16.47	-5.92	-3.15
Non Performing Assets, 2 Yr. CAGR %	-10.89	-1.26	-16.45	-5.9	-3.16
Total Assets, 2 Yr. CAGR %	2.3	-4.31	-2.12	-0.99	0.33
Total Deposits, 2 Yr CAGR %	9.24	-1.55	-2.71	-2.76	1.39
Tangible Book Value, 2 Yr. CAGR %	5.07	0.7	2.22	4.66	1.06
Common Equity, 2 Yr. CAGR %	4.67	0.05	1.31	4.7	1.53
Total Equity, 2 Yr. CAGR %	1.8	-2.51	-0.27	4.7	1.53
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	-2.65	0.16	4.7	11.08	13.03
Non Interest Income, 3 Yr. CAGR %	5.08	-4.01	9.2	-1.77	0.16
Provision For Loan Losses, 3 Yr. CAGR %	-28.58	-4.58	-66.69	56.74	-41.94
Total Revenues, 3 Yr. CAGR %	0.07	-1.44	12.41	6.29	8.74
Earnings From Cont. Operations, 3 Yr. CAGR %	-4.56	-30.46	66.71	22.29	71.34
Net Income, 3 Yr. CAGR %	-4.56	-30.46	66.71	22.29	71.34
Normalized Net Income, 3 Yr. CAGR %	-4.87	-66.85	58.58	23.4	919.98
Diluted EPS Before Extra, 3 Yr. CAGR %	-3.33	-28.7	73.86	23.95	72.49
Dividend Per Share, 3 Yr. CAGR %	-4.09	-	93.54	30.97	-
Gross Loans, 3 Yr. CAGR %	1	0.9	-2.27	-2.36	-1.45
Allowance For Loan Losses, 3 Yr. CAGR %	2.19	-4.13	-6.27	-5.88	-0.3
Net Loans, 3 Yr. CAGR %	0.99	-0.4	-3.18	-3.01	-0.88
Non Performing Loans, 3 Yr. CAGR %	-3.22	-3.47	-0.34	-15.24	-5.31
Non Performing Assets, 3 Yr. CAGR %	-3.24	-3.48	-0.36	-15.23	-5.31
Total Assets, 3 Yr. CAGR %	3.22	0.02	-2.82	-1.9	-0.32
Total Deposits, 3 Yr CAGR %	7.82	5.84	-2.63	-2.06	-1.42
Tangible Book Value, 3 Yr. CAGR %	5.64	1.43	3.87	1.33	3.96
Common Equity, 3 Yr. CAGR %	4.75	0.86	3.14	0.86	4.17
Total Equity, 3 Yr. CAGR %	2.67	-2.03	1.38	-0.19	4.17
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	-3.7	-1.26	2.14	5.64	5.42
Non Interest Income, 5 Yr. CAGR %	3.71	-2.75	5.64	-0.51	2.24
Provision For Loan Losses, 5 Yr. CAGR %	-3.44	-1.03	-7.51	-20.68	-47.09
Total Revenues, 5 Yr. CAGR %	-0.98	-3.11	3.27	4.19	7.64
Earnings From Cont. Operations, 5 Yr. CAGR %	-8.24	-24.68	7.42	9.41	38.08
Net Income, 5 Yr. CAGR %	-8.24	-24.68	7.42	9.41	38.08
Normalized Net Income, 5 Yr. CAGR %	-7.95	-53.39	6.68	14.66	35.66
Diluted EPS Before Extra, 5 Yr. CAGR %	-6.15	-22.73	8.85	10.73	42.79
Dividend Per Share, 5 Yr. CAGR %	-3.58	-	11.27	-	53.31
Gross Loans, 5 Yr. CAGR %	1.38	1.65	-0.72	-1.32	-0.49
Allowance For Loan Losses, 5 Yr. CAGR %	-4.35	-3.29	-2.34	-2.47	-3.97
Net Loans, 5 Yr. CAGR %	1.45	0.88	-1.29	-1.73	-0.91
Non Performing Loans, 5 Yr. CAGR %	-9.14	-1.34	0.81	-4.46	-3.69
Non Performing Assets, 5 Yr. CAGR %	-9.2	-1.39	0.81	-4.45	-3.71
Total Assets, 5 Yr. CAGR %	2.47	1.23	1.05	-0.24	-1.79
Total Deposits, 5 Yr CAGR %	5.19	3.69	3.48	2.31	-1.47
Tangible Book Value, 5 Yr. CAGR %	2.22	0.91	4.26	2.81	2.74
Common Equity, 5 Yr. CAGR %	2.37	0.82	3.36	2.37	2.49
Total Equity, 5 Yr. CAGR %	1.18	-0.96	1.48	0.6	1.44