Commercial National Financial Corporation reported consolidated unaudited earnings results for the fourth quarter and full year ended December 31, 2015. For the quarter, the company reported net income of $599,000 or $0.18 per share compared to 2014 fourth quarter net income of $577,000, or $0.18 per share. Interest income was $3,546,082 compared with $3,524,342 for the same period last year. Net interest income was $2,692,254 compared with $2,638,821 for the same period last year. Income before taxes was $832,016 compared with $837,462 for the same period last year. Return on equity was 9.95% compared with 10.18% for the same period last year. Return on assets was 0.62% compared with 0.61% for the same period last year.

For the year ended December 31, 2015, net income was $2,685,234, or $0.83 per share compared to $2,428,009, or $0.75 per share for the year ended December 31, 2014. Interest income was $14,098,168 compared with $14,193,114 for the same period last year. Net interest income was $10,733,692 compared with $10,527,009 for the same period last year. Income before taxes was $3,733,991 compared with $3,331,422 for the same period last year. Return on equity was 11.50% compared with 11.07% for the same period last year. Return on assets was 0.71% compared with 0.65% for the same period last year. Book value per share was $7.31 compared with $6.95 for the same period last year.