Financials Commercial International Bank (Egypt) S.A.E. Börse Stuttgart

Equities

CIN

US2017122050

Banks

Market Closed - Börse Stuttgart 11:33:07 14/06/2024 am IST 5-day change 1st Jan Change
1.41 EUR -1.40% Intraday chart for Commercial International Bank (Egypt) S.A.E. 0.00% +24.78%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 1,21,963 87,464 1,04,403 1,23,715 2,19,367 2,25,194 - -
Enterprise Value (EV) 1 1,21,963 87,464 1,04,403 1,23,715 2,19,367 2,25,194 2,25,194 2,25,194
P/E ratio 11.4 x 9.53 x 8.74 x 8.68 x 8.31 x 5.08 x 4.38 x 3.89 x
Yield 1.51% 2.11% 2.55% - - 3.01% 4.85% 5.69%
Capitalization / Revenue 4.88 x 3.06 x 3.64 x 3.25 x 3.49 x 2.42 x 2.13 x 1.97 x
EV / Revenue 4.88 x 3.06 x 3.64 x 3.25 x 3.49 x 2.42 x 2.13 x 1.97 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 2.35 x 1.47 x 1.52 x 1.83 x 2.42 x 1.74 x 1.35 x 1.09 x
Nbr of stocks (in thousands) 29,46,802 29,64,051 29,64,051 29,82,513 30,19,501 30,43,158 - -
Reference price 2 41.39 29.51 35.22 41.48 72.65 74.00 74.00 74.00
Announcement Date 04/02/20 01/03/21 21/02/22 13/02/23 11/02/24 - - -
1EGP in Million2EGP
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 24,998 28,578 28,659 38,047 62,787 93,122 1,05,503 1,14,176
EBITDA - - - - - - - -
EBIT 1 17,973 20,255 20,513 25,544 49,229 72,948 86,298 93,517
Operating Margin 71.9% 70.88% 71.58% 67.14% 78.41% 78.34% 81.8% 81.91%
Earnings before Tax (EBT) 1 16,537 15,236 18,833 23,941 38,561 70,473 80,081 89,415
Net income 1 11,804 10,238 13,272 16,114 26,542 45,816 51,903 58,339
Net margin 47.22% 35.83% 46.31% 42.35% 42.27% 49.2% 49.2% 51.1%
EPS 2 3.629 3.096 4.028 4.780 8.740 14.56 16.90 19.04
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.6232 0.6230 0.8999 - - 2.230 3.586 4.211
Announcement Date 04/02/20 01/03/21 21/02/22 13/02/23 11/02/24 - - -
1EGP in Million2EGP
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 7,585 9,216 7,985 9,349 11,466 14,052 14,899 16,147 17,688 36,794 24,170 25,901 27,624
EBITDA - - - - - - - - - - - - -
EBIT 5,210 6,101 5,294 6,571 7,579 9,935 11,271 11,657 11,553 -3,851 - - -
Operating Margin 68.69% 66.19% 66.29% 70.29% 66.1% 70.7% 75.65% 72.19% 65.32% -10.47% - - -
Earnings before Tax (EBT) - - - - - - - - - - - - -
Net income 3,395 4,244 3,511 4,408 3,941 6,065 7,988 8,353 4,136 11,924 - - -
Net margin 44.76% 46.05% 43.97% 47.16% 34.37% 43.16% 53.61% 51.73% 23.38% 32.41% - - -
EPS 2 1.090 1.243 1.037 1.310 1.180 1.790 2.350 3.990 2.400 3.460 3.400 3.700 3.720
Dividend per Share 2 - - - - - - - - - - - - 1.200
Announcement Date 21/02/22 15/04/22 25/07/22 04/11/22 13/02/23 14/05/23 24/07/23 03/11/23 11/02/24 12/05/24 - - -
1EGP in Million2EGP
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 29.6% 18.4% 20.7% 25.1% 39.7% 42% 34.9% 29.2%
ROA (Net income/ Total Assets) 3.26% 2.51% 2.87% 2.86% 4.06% 4.69% 4.61% 4.33%
Assets 1 3,62,072 4,07,286 4,63,092 5,63,440 6,53,740 9,77,178 11,25,888 13,46,690
Book Value Per Share 2 17.60 20.10 23.20 22.70 30.00 42.60 55.00 68.10
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 04/02/20 01/03/21 21/02/22 13/02/23 11/02/24 - - -
1EGP in Million2EGP
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
12
Last Close Price
74 EGP
Average target price
102.7 EGP
Spread / Average Target
+38.84%
Consensus
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  5. Financials Commercial International Bank (Egypt) S.A.E.