CNB Financial Corporation reported unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2013. For the quarter, the company reported interest income of $20,489,000 compared to interest income of $16,965,000 for the same period a year ago. Net interest income was $17,279,000 compared to $13,588,000 last year. Income before income taxes was $6,713,000 compared to $5,261,000 last year. Net income was $4,728,000 or $0.33 per diluted share compared to $3,890,000 or $0.31 per diluted share last year. Return on average assets was 0.89% compared to 0.89% last year. Return on average equity was 11.29% compared to 10.64% last year. Non-GAAP pre-tax net income was $7,753,000 compared to $5,282,000 last year.

For the full year, the company reported interest income of $71,416,000 compared to interest income of $68,129,000 for the same period a year ago. Net interest income was $59,204,000 compared to $53,209,000 last year. Income before income taxes was $23,019,000 compared to $23,547,000 last year. Net income was $16,679,000 or $1.29 per diluted share compared to $17,136,000 or $1.38 per diluted share last year. Return on average assets was 0.88% compared to 1.00% last year. Return on average equity was 11.38% compared to 12.17% last year. Non-GAAP pre-tax net income was $25,060,000 compared to $22,168,000 last year. Book value per share was $11.43 compared to $10.45 per share last year. Tangible book value per share was $9.23 compared to $19.57 per share last year.

For the quarter, the company reported net loan charge-offs of $2,230,000 compared to $1,932,000 for the same period a year ago.