Cigna and Oscar announced an exclusive partnership to jointly provide commercial health solutions to small businesses. The companies will provide affordable, seamless, fully insured health benefits under the Cigna + Oscar brand to the small group market. Services will include: Integrated medical, behavioral, and pharmacy services; Broad access to high-performing networks of doctors and hospitals; Support from a dedicated concierge team assigned to individual members to help them understand their benefits and find care; Digital-first support, featuring 24/7 telemedicine at no charge, easy ID card access, an overview of copay details and benefits, deductible tracking, lab results and individual health history; Easy-to-use search tools to help review health care providers, book appointments, find facilities and check prescriptions; and Leading broker, business and provider portals for seamless enrollment and management. Cigna and Oscar plan to share risk equally under a reinsurance agreement for solutions offered through this strategic partnership. Pending regulatory approvals, the companies will launch in select markets in 2020 and plan to expand the partnership over time.