Valuation: Capitec Limited

Market Cap 56TCr 3.44TCr 2.98TCr 2.77TCr 2.55TCr 4.82TCr 3,26800Cr 4.87TCr 33TCr 13TCr 1,63500Cr 13TCr 13TCr 5,41600Cr P/E 2027 *
28x
P/E 2028 * 23.6x
Enterprise Value 56TCr 3.44TCr 2.98TCr 2.77TCr 2.55TCr 4.82TCr 3,26800Cr 4.87TCr 33TCr 13TCr 1,63500Cr 13TCr 13TCr 5,41600Cr EV / Sales 2027 *
9.26x
EV / Sales 2028 * 8.08x
Free-Float
75.44%
Yield 2027 *
1.96%
Yield 2028 * 2.46%
1 day-0.84%
1 week+5.15%
Current month+2.68%
1 month+1.40%
3 months+12.58%
6 months+9.43%
Current year+16.47%
1 week 4,638.96
Extreme 4638.96
4,911.85
1 month 4,520.58
Extreme 4520.58
4,911.85
Current year 3,996.82
Extreme 3996.82
4,911.85
1 year 3,360
Extreme 3360
4,911.85
3 years 1,544.3
Extreme 1544.3
4,911.85
5 years 1,328.56
Extreme 1328.56
4,911.85
10 years 539.86
Extreme 539.86
4,911.85
Manager TitleAgeSince
Chief Executive Officer 51 19/07/2025
Director of Finance/CFO 43 01/07/2022
Chief Tech/Sci/R&D Officer - 16/02/2026
Director TitleAgeSince
Chairman 76 01/01/2007
Director/Board Member 49 05/10/2007
Chairman 61 01/06/2019
Date Insider Type Main position Quantity % Market Cap.
23/10/25 Others

Chief Financial Officer

610 0.0005%
23/10/25 Others

Executive/Senior Manager

1,029 0.0009%
23/10/25 Others

Executive/Senior Manager

630 0.0005%
Change 5-day change 1-year change 3-year change Capi.($)
-0.84%+5.15%+40.06%+168.33% 3.44TCr
-1.23%+2.22%+28.63%+24.50% 1.16TCr
-0.38%+4.89% - - 509.34Cr
+0.43%+2.05%+50.71%+90.62% 420.42Cr
-1.43%-11.80%-23.53%+0.54% 394.06Cr
+2.77%+5.90%+24.38%+217.71% 362.72Cr
-0.89%-1.00%-2.14%+37.17% 323.77Cr
-0.34%-5.68%-11.44%+15.72% 296.21Cr
+3.20%+12.08%+49.45%+83.90% 307.38Cr
-0.97%+6.43%+28.43% - 267.94Cr
Average +0.03%+0.76%+20.51%+79.81% 748.02Cr
Weighted average by Cap. -0.48%+2.11%+30.21%+114.40%

Financials

2027 *2028 *
Net sales 6.06TCr 371.3Cr 321.58Cr 299.77Cr 275.71Cr 520.5Cr 35TCr 526.32Cr 3.52TCr 1.38TCr 18TCr 1.39TCr 1.36TCr 59TCr 6.94TCr 425.51Cr 368.54Cr 343.54Cr 315.97Cr 596.5Cr 40TCr 603.17Cr 4.04TCr 1.58TCr 20TCr 1.6TCr 1.56TCr 67TCr
Net income 2TCr 122.36Cr 105.98Cr 99Cr 91Cr 171.53Cr 12TCr 173.45Cr 1.16TCr 455.64Cr 5.82TCr 459.56Cr 449.43Cr 19TCr 2.38TCr 145.7Cr 126.19Cr 117.63Cr 108.19Cr 204.25Cr 14TCr 206.53Cr 1.38TCr 542.54Cr 6.93TCr 547.22Cr 535.16Cr 23TCr
Net Debt - -
Logo Capitec Limited
Capitec Bank Holdings Limited is a banking group organized around two sectors of activity: - retail banking: sale of classic and specialized banking products (consumer loan, leasing, insurance, etc.); - business banking. At the end of February 2024, the group had ZAR 156 billion in current deposits and ZAR 80.5 billion in current loans. Products and services are marketed through a network of 866 branches located in South Africa.
Employees
17,672
Sector
Banks
Date Price Change Volume
05/26/05 ZAR 4,840.38 -0.84% 1,89,445
04/26/04 ZAR 4,881.27 +1.48% 2,96,846
03/26/03 ZAR 4,809.86 +2.03% 2,35,915
31/26/31 ZAR 4,714.09 +1.17% 3,00,172
30/26/30 ZAR 4,659.72 +1.23% 2,19,439
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
10
Last Close Price
4,840.38ZAR
Average target price
5,241.32ZAR
Spread / Average Target
+8.28%

Quarterly revenue - Rate of surprise