Valuation: Capitec Limited

Market Cap 49TCr 2.94TCr 2.62TCr 2.44TCr 2.22TCr 4.19TCr 2,83200Cr 4.22TCr 30TCr 11TCr 1,44500Cr 11TCr 11TCr 4,64500Cr P/E 2027 *
24.6x
P/E 2028 * 20.7x
Enterprise Value 49TCr 2.94TCr 2.62TCr 2.44TCr 2.22TCr 4.19TCr 2,83200Cr 4.22TCr 30TCr 11TCr 1,44500Cr 11TCr 11TCr 4,64500Cr EV / Sales 2027 *
8.18x
EV / Sales 2028 * 7.18x
Free-Float
75.44%
Yield 2027 *
2.24%
Yield 2028 * 2.75%
1 day-3.28%
1 week-4.98%
Current month-2.68%
1 month-9.37%
3 months-11.41%
6 months+0.12%
Current year+1.76%
1 week 4,185.29
Extreme 4185.29
4,495
1 month 4,185.29
Extreme 4185.29
4,708
Current year 3,996.82
Extreme 3996.82
4,911.85
1 year 3,503.12
Extreme 3503.12
4,911.85
3 years 1,616.01
Extreme 1616.01
4,911.85
5 years 1,328.56
Extreme 1328.56
4,911.85
10 years 539.86
Extreme 539.86
4,911.85
Manager TitleAgeSince
Chief Executive Officer 51 19/07/2025
Director of Finance/CFO 43 01/07/2022
Chief Tech/Sci/R&D Officer - 16/02/2026
Director TitleAgeSince
Chairman 76 01/01/2007
Director/Board Member 49 05/10/2007
Chairman 61 01/06/2019
Date Insider Type Main position Quantity % Market Cap. Importance
23/10/25 Others

Chief Financial Officer

610 0.0005%
23/10/25 Others

Executive/Senior Manager

1,029 0.0009%
23/10/25 Others

Executive/Senior Manager

630 0.0005%
Change 5-day change 1-year change 3-year change Capi.($)
-3.28%-4.98%+21.64%+141.70% 2.94TCr
0.00%-1.25%+7.21%+132.60% 88TCr
+1.21%-1.37%+33.30%+106.15% 42TCr
+0.47%-2.65%+6.64%+107.21% 38TCr
+0.46%-1.14%+27.00%+126.22% 36TCr
+1.00%-0.88%+31.76%+120.30% 33TCr
+0.76%-2.65%+39.07%+124.53% 33TCr
+1.10%-0.42%+42.62%+119.41% 30TCr
-0.47%-2.62%+35.37%+141.24% 27TCr
+1.55%+2.20%+58.51%+196.29% 26TCr
Average +0.25%-2.79%+30.31%+131.56% 35.5TCr
Weighted average by Cap. +0.64%-2.70%+26.41%+128.51%

Financials

2027 *2028 *
Net sales 5.99TCr 359.5Cr 320.71Cr 298.79Cr 271.91Cr 512.05Cr 35TCr 515.85Cr 3.61TCr 1.4TCr 18TCr 1.35TCr 1.32TCr 57TCr 6.83TCr 409.7Cr 365.49Cr 340.51Cr 309.87Cr 583.55Cr 39TCr 587.87Cr 4.11TCr 1.6TCr 20TCr 1.54TCr 1.5TCr 65TCr
Net income 2TCr 120.33Cr 107.34Cr 100.01Cr 91Cr 171.39Cr 12TCr 172.66Cr 1.21TCr 470.14Cr 5.91TCr 451.7Cr 441.96Cr 19TCr 2.34TCr 140.45Cr 125.3Cr 116.73Cr 106.23Cr 200.05Cr 14TCr 201.53Cr 1.41TCr 548.77Cr 6.9TCr 527.25Cr 515.87Cr 22TCr
Net Debt - -
Logo Capitec Limited
Capitec Bank Holdings Limited is a banking group organized around two sectors of activity: - retail banking: sale of classic and specialized banking products (consumer loan, leasing, insurance, etc.); - business banking. At the end of February 2024, the group had ZAR 156 billion in current deposits and ZAR 80.5 billion in current loans. Products and services are marketed through a network of 866 branches located in South Africa.
Employees
17,741
Sector
Banks
Date Price Change Volume
05/26/05 ZAR 4,229.13 -3.28% 3,56,013
02/26/02 ZAR 4,372.69 +4.41% 4,28,529
01/26/01 ZAR 4,188.00 -3.63% 4,67,539
30/26/30 ZAR 4,345.55 -1.79% 5,24,787
29/26/29 ZAR 4,424.91 -0.58% 3,28,685
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
11
Last Close Price
4,229.13ZAR
Average target price
5,304.03ZAR
Spread / Average Target
+25.42%

Quarterly revenue - Rate of surprise