Valuation: Capitec Limited

Market Cap 53TCr 3.22TCr 2.89TCr 2.67TCr 2.42TCr 4.52TCr 3,05800Cr 4.58TCr 32TCr 13TCr 1,60300Cr 12TCr 12TCr 5,08300Cr P/E 2027 *
26.9x
P/E 2028 * 22.9x
Enterprise Value 53TCr 3.22TCr 2.89TCr 2.67TCr 2.42TCr 4.52TCr 3,05800Cr 4.58TCr 32TCr 13TCr 1,60300Cr 12TCr 12TCr 5,08300Cr EV / Sales 2027 *
8.94x
EV / Sales 2028 * 7.81x
Free-Float
75.44%
Yield 2027 *
2.05%
Yield 2028 * 2.49%
1 day+1.00%
1 week+2.35%
Current month+6.23%
1 month+3.10%
3 months-0.26%
6 months+4.90%
Current year+11.08%
1 week 4,470.03
Extreme 4470.03
4,639.55
1 month 4,110
Extreme 4110
4,639.55
Current year 3,996.82
Extreme 3996.82
4,911.85
1 year 3,777.01
Extreme 3777.01
4,911.85
3 years 1,631.46
Extreme 1631.46
4,911.85
5 years 1,328.56
Extreme 1328.56
4,911.85
10 years 539.86
Extreme 539.86
4,911.85
Manager TitleAgeSince
Chief Executive Officer 51 19/07/2025
Director of Finance/CFO 43 01/07/2022
Chief Tech/Sci/R&D Officer - 16/02/2026
Director TitleAgeSince
Chairman 76 01/01/2007
Director/Board Member 49 05/10/2007
Chairman 61 01/06/2019
Date Insider Type Main position Quantity % Market Cap. Importance
23/10/25 Others

Chief Financial Officer

610 0.0005%
23/10/25 Others

Executive/Senior Manager

1,029 0.0009%
23/10/25 Others

Executive/Senior Manager

630 0.0005%
Change 5-day change 1-year change 3-year change Capi.($)
+1.00%+2.35%+14.60%+181.53% 3.18TCr
+0.52%+0.16%+10.40%+147.47% 89TCr
+2.15%+1.47%+25.00%+97.40% 43TCr
+0.60%+0.30%+11.06%+130.48% 38TCr
+0.32%+0.08%-4.41%+101.35% 35TCr
+0.81%+2.25%+26.90%+119.30% 34TCr
+0.75%-0.82%+37.10%+119.57% 31TCr
-5.42%-6.77%+28.63%+114.88% 31TCr
+0.42%+1.89%+37.60%+163.17% 28TCr
+0.01%+0.56%-5.00%+113.26% 25TCr
Average +0.26%-0.04%+18.19%+128.84% 35.71TCr
Weighted average by Cap. +0.55%-0.30%+17.40%+126.31%

Financials

2027 *2028 *
Net sales 5.98TCr 360.05Cr 323.14Cr 298.38Cr 270.57Cr 505.7Cr 34TCr 511.92Cr 3.58TCr 1.42TCr 18TCr 1.35TCr 1.32TCr 57TCr 6.85TCr 412.14Cr 369.9Cr 341.55Cr 309.72Cr 578.87Cr 39TCr 585.99Cr 4.09TCr 1.63TCr 21TCr 1.55TCr 1.51TCr 65TCr
Net income 1.99TCr 120.06Cr 107.76Cr 99Cr 90Cr 168.64Cr 11TCr 170.71Cr 1.19TCr 473.76Cr 5.98TCr 450.69Cr 441.05Cr 19TCr 2.35TCr 141.41Cr 126.92Cr 117.19Cr 106.27Cr 198.62Cr 13TCr 201.06Cr 1.41TCr 558Cr 7.04TCr 530.82Cr 519.46Cr 22TCr
Net Debt - -
Projected Income Statement - Annual - Capitec Limited
Logo Capitec Limited
Capitec Bank Holdings Limited is a banking group organized around two sectors of activity: - retail banking: sale of classic and specialized banking products (consumer loan, leasing, insurance, etc.); - business banking. At the end of February 2024, the group had ZAR 156 billion in current deposits and ZAR 80.5 billion in current loans. Products and services are marketed through a network of 866 branches located in South Africa.
Employees
17,741
Sector
Banks
Date Price Change Volume
27/26/27 ZAR 4,616.45 +1.00% 1,87,765
26/26/26 ZAR 4,570.95 +0.83% 2,33,098
23/26/23 ZAR 4,533.47 +0.59% 2,12,503
22/26/22 ZAR 4,506.84 -0.22% 2,03,239
21/26/21 ZAR 4,516.59 +0.14% 3,96,176
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
MarketScreener Ratings - Capitec Limited
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
11
Last Close Price
4,570.95ZAR
Average target price
5,257.49ZAR
Spread / Average Target
+15.02%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Capitec Limited