COPYRIGHT 2021 Cacco Inc.

Cacco Inc. | Stock Code: 4166 November 10, 2021

Financial Results for the Third Quarter of Fiscal Year Ending December 31, 2021

Note: This document is an excerpt translation of the original japanese document and is only for reference purposes. In the event of any discrepancy between this translated document and the original japanese document, the latter shall prevail.

Management Vision

Cacco Evolutionary Purpose

Shaping the "Let's Do It" for a next game changer

Since its foundation, the "Cacco Evolutionary Purpose" has been the driving force for everything we do.

Japan's GDP has barely grown for 20 years, and compared to the growth of other developed countries, Japan is approaching relative poverty on a global scale. We hope to increase the number of next game changers and contribute to a more prosperous Japanese society for the next generation. With our security, payment, and data science technologies, we will support the challenges of companies and people who will become the next game changers and contribute to the sustainable growth of Japan.

CCacco Inc. All Rights Reserved.

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Contents

.Inc Cacco 2021 ©

Contents

  • Financial Results for FY2021 3Q
  • Forecast of Financial Results for FY2021
  • Growth Strategies
  • Appendix (Corporate Overview, Business Description, Other Materials for Reference)

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the of Quarter Third the for Results Financial 2021 31, December Ending Year Fiscal

. Inc Cacco 202 © 1

Financial Results for the Third Quarter of the Fiscal Year Ending December 31, 2021

Financial Results for FY2021 3Q / Highlight of Business Results

Fraud detection services, the core of our business, increased by 17.7% YoY

Progress toward the FY2021 full-year forecasts reached 96% at each stage of profit

With the sustained growth of the EC market, FY2021 3Q sales of fraud detection services grew 17.7% YoY to 571 million yen, and overall sales grew 10.7% YoY to 685 million yen.

The progress at each stage of profit toward the FY2021 full-year forecasts is 96.4% for operating income, 97.0% for ordinary income, and 96.3% for net income.

Topics for FY2021 3Q

Aug. Formed a capital and business alliance with Recovery Co. Ltd., a Japanese general agent for Uberall, a local search marketing solution company.

Aug. Added O-MOTION and O-PLUX to the lineup of DG financial technology's fraud detection services

Sep. Launched, O-MOTION Light, unauthorized access detection services available at a low cost

Sep. Signed a referral partner agreement with UC Card for O-PLUX Sep. Launched O-PLUX Premium Plus (shipping decision agent

service) to compensate for damage caused by credit card fraud with no upper limit

(Unit: million yen)

FY2020

FY2021

YoY

FY2021

Progress %

3Q

3Q

cumulative cumulative

forecast

Net sales

619

685

+10.7%

909

75.4%

(Net sales of fraud

485

571

+17.7%

755

75.7%

detection services)

Operating income

128

148

+16.0%

154

96.4%

(Operating profit margin)

20.7%

21.7%

+1.0 pt

17.0%

-

Ordinary income

121

144

+19.7%

149

97.0%

(Ordinary income margin)

19.5%

21.1%

+1.6 pt

16.4%

-

Net income

129

98

-23.7%

102

96.3%

CCacco Inc. All Rights Reserved.

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Cacco Inc. published this content on 28 December 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 28 December 2021 06:16:07 UTC.