Financials Bank Pekao, S.A.

Equities

PEO

PLPEKAO00016

Banks

Market Closed - Warsaw S.E. 09:25:40 02/05/2024 pm IST 5-day change 1st Jan Change
167.4 PLN -0.95% Intraday chart for Bank Pekao, S.A. -3.26% +10.10%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 26,365 16,037 32,021 22,704 39,909 43,937 - -
Enterprise Value (EV) 1 26,365 16,037 32,021 22,704 39,909 43,937 43,937 43,937
P/E ratio 12.2 x 14.5 x 14.7 x 13.2 x 6.07 x 7.29 x 7.53 x 7.9 x
Yield 6.57% - 2.63% 4.97% 12.6% 8.62% 9.65% 9.27%
Capitalization / Revenue 3.16 x 2.1 x 3.84 x 2.05 x 2.71 x 2.89 x 2.87 x 2.86 x
EV / Revenue 3.16 x 2.1 x 3.84 x 2.05 x 2.71 x 2.89 x 2.87 x 2.86 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.13 x 0.63 x 1.28 x 1 x 1.32 x 1.42 x 1.32 x 1.26 x
Nbr of stocks (in thousands) 2,62,470 2,62,470 2,62,470 2,62,470 2,62,470 2,62,470 - -
Reference price 2 100.4 61.10 122.0 86.50 152.0 167.4 167.4 167.4
Announcement Date 27/02/20 25/02/21 03/03/22 01/03/23 21/02/24 - - -
1PLN in Million2PLN
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 8,336 7,636 8,348 11,051 14,709 15,182 15,313 15,387
EBITDA - - - - - - - -
EBIT 1 4,344 3,964 4,494 6,411 9,888 9,512 9,575 9,165
Operating Margin 52.11% 51.92% 53.83% 58.01% 67.22% 62.65% 62.53% 59.56%
Earnings before Tax (EBT) 1 3,002 1,725 3,002 2,883 8,480 8,388 8,135 7,761
Net income 1 2,165 1,102 2,175 1,718 6,578 5,893 5,678 5,429
Net margin 25.97% 14.43% 26.05% 15.54% 44.72% 38.81% 37.08% 35.28%
EPS 2 8.250 4.200 8.290 6.540 25.06 22.96 22.23 21.18
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 6.600 - 3.210 4.300 19.20 14.42 16.16 15.52
Announcement Date 27/02/20 25/02/21 03/03/22 01/03/23 21/02/24 - - -
1PLN in Million2PLN
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2020 S1 2021 Q4 2022 Q1 2022 Q2 2022 S1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 S1 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 - 2,296 2,824 3,088 5,912 1,029 3,882 3,556 3,556 7,399 3,777 3,866 3,762 3,909 3,878 3,712 - -
EBITDA - - - - - - - - - - - - - - - - - -
EBIT - 1,370 1,578 1,945 3,524 -363 2,783 2,235 2,652 4,887 2,602 3,500 2,279 - - - - -
Operating Margin - 59.69% 55.9% 63% 59.61% -35.27% 71.68% 62.84% 74.58% 66.05% 68.89% 90.53% 60.58% - - - - -
Earnings before Tax (EBT) - 955.8 1,243 760.5 2,004 -584 1,463 1,911 2,145 4,056 2,214 - 1,956 - - - - -
Net income 546 693.7 907.2 467.9 1,375 -543.6 886.1 1,446 1,693 3,140 1,716 1,723 1,514 - - - - -
Net margin - 30.21% 32.12% 15.16% 23.26% -52.81% 22.82% 40.67% 47.61% 42.44% 45.43% 44.57% 40.24% - - - - -
EPS - 2.700 - 1.780 - -2.070 3.370 - - - - - - - - - - -
Dividend per Share 2 - 3.210 - - - - 4.300 - - - - 19.20 - - - 15.79 - -
Announcement Date 05/08/20 03/03/22 28/04/22 04/08/22 04/08/22 03/11/22 01/03/23 27/04/23 03/08/23 03/08/23 08/11/23 21/02/24 30/04/24 - - - - -
1PLN in Million2PLN
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 9.5% 4.5% 8.7% 7.37% 24.7% 19.6% 17.8% 16.1%
ROA (Net income/ Total Assets) 1.1% 0.5% 0.9% 0.65% 2.24% 1.93% 1.69% 1.56%
Assets 1 1,96,818 2,20,342 2,41,655 2,65,837 2,93,425 3,06,113 3,36,965 3,48,006
Book Value Per Share 2 89.10 97.60 95.20 86.70 116.0 118.0 126.0 133.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 27/02/20 25/02/21 03/03/22 01/03/23 21/02/24 - - -
1PLN in Million2PLN
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B+
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
11
Last Close Price
167.4 PLN
Average target price
185.2 PLN
Spread / Average Target
+10.64%
Consensus
  1. Stock Market
  2. Equities
  3. PEO Stock
  4. Financials Bank Pekao, S.A.