Financials Bank Leumi le-Israel B.M. OTC Markets

Equities

BLMIF

IL0006046119

Banks

Market Closed - OTC Markets 10:38:06 05/06/2024 pm IST 5-day change 1st Jan Change
8.1 USD -10.00% Intraday chart for Bank Leumi le-Israel B.M. 0.00% +5.74%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 36,860 27,460 48,599 43,144 43,423 46,650 - -
Enterprise Value (EV) 1 36,860 27,460 48,599 43,144 43,423 46,650 46,650 46,650
P/E ratio 10.6 x 13.1 x 8.06 x 5.7 x 6.44 x 5.76 x 6.22 x 4.86 x
Yield 3.79% - 5.32% - - 5.14% 5.81% 5.14%
Capitalization / Revenue 2.65 x 2.1 x 3.06 x 2.37 x 2.05 x 2.16 x 2.31 x 2.2 x
EV / Revenue 2.65 x 2.1 x 3.06 x 2.37 x 2.05 x 2.16 x 2.31 x 2.2 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.04 x 0.78 x 1.17 x - - - - -
Nbr of stocks (in thousands) 14,66,191 14,52,896 14,52,896 14,71,981 14,71,981 15,19,551 - -
Reference price 2 25.14 18.90 33.45 29.31 29.50 31.10 31.10 31.10
Announcement Date 26/02/20 09/03/21 09/03/22 14/03/23 19/03/24 - - -
1ILS in Million2ILS
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 13,922 13,089 15,857 18,229 21,178 21,623 20,197 21,247
EBITDA - - - - - - - -
EBIT 1 6,014 6,043 8,429 7,830 14,284 14,382 13,136 13,400
Operating Margin 43.2% 46.17% 53.16% 42.95% 67.45% 66.51% 65.04% 63.07%
Earnings before Tax (EBT) 1 5,405 3,491 9,241 10,896 11,901 12,768 11,744 11,954
Net income 1 3,522 2,102 6,028 7,709 7,027 8,218 7,481 7,971
Net margin 25.3% 16.06% 38.01% 42.29% 33.18% 38.01% 37.04% 37.52%
EPS 2 2.370 1.440 4.150 5.140 4.580 5.400 5.000 6.400
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.9534 - 1.780 - - 1.600 1.808 1.600
Announcement Date 26/02/20 09/03/21 09/03/22 14/03/23 19/03/24 - - -
1ILS in Million2ILS
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 3,918 3,849 4,682 4,269 5,429 4,999 5,696 5,336 - 5,014 5,141 5,173
EBITDA - - - - - - - - - - - -
EBIT 1 2,042 2,055 2,869 2,598 3,700 3,370 3,377 3,614 - 3,222 3,306 3,384
Operating Margin 52.12% 53.39% 61.28% 60.86% 68.15% 67.41% 59.29% 67.73% - 64.26% 64.31% 65.42%
Earnings before Tax (EBT) 1 2,125 2,095 2,915 2,499 3,387 2,964 3,695 2,623 - 2,756 2,834 2,930
Net income 1 1,470 1,609 1,992 1,782 2,326 981 2,453 1,767 2,785 1,759 1,807 1,866
Net margin 37.52% 41.8% 42.55% 41.74% 42.84% 19.62% 43.07% 33.11% - 35.08% 35.15% 36.07%
EPS 2 1.010 1.110 1.360 1.150 1.520 0.6400 1.590 1.150 1.830 1.200 1.200 1.200
Dividend per Share 2 0.4048 0.4048 0.2214 0.2582 - 0.4520 0.1910 - - 0.3000 0.4000 0.4000
Announcement Date 09/03/22 24/05/22 16/08/22 29/11/22 14/03/23 23/05/23 15/08/23 29/11/23 28/05/24 - - -
1ILS in Million2ILS
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 9.96% 5.7% 15% 17% 13.7% 12.3% 11.9% 11.8%
ROA (Net income/ Total Assets) 0.76% - - - - - - -
Assets 1 4,65,258 - - - - - - -
Book Value Per Share 24.10 24.40 28.60 - - - - -
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 26/02/20 09/03/21 09/03/22 14/03/23 19/03/24 - - -
1ILS in Million
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
31.1 ILS
Average target price
41 ILS
Spread / Average Target
+31.83%
Consensus
  1. Stock Market
  2. Equities
  3. LUMI Stock
  4. BLMIF Stock
  5. Financials Bank Leumi le-Israel B.M.