American Riviera Bank announced unaudited earnings results for the year ended December 31, 2013. For the year, the company's net income of $1,401,000 or $0.55 per share for the year ended December 31, 2013, a 17% increase as compared to $1,193,000 or $0.47 per share for the year ending December 31, 2012. For 2013, the bank recorded a return on average assets of 0.80% and a return on average equity of 5.72%.

The book value of one share of American Riviera Bank stock is $9.83 at December 31, 2013, an increase from $9.29 at December 31, 2012.