Financials American Express Company

Equities

AXP

US0258161092

Consumer Lending

Market Closed - Nyse 01:33:20 30/04/2024 am IST 5-day change 1st Jan Change
238.9 USD +1.39% Intraday chart for American Express Company +2.54% +27.53%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 1,01,867 97,356 1,26,717 1,10,404 1,36,523 1,69,497 - -
Enterprise Value (EV) 1 1,01,867 97,356 1,26,717 1,10,404 1,36,523 1,69,497 1,69,497 1,69,497
P/E ratio 15.6 x 32.1 x 16.3 x 15 x 16.7 x 18.3 x 16 x 14 x
Yield 1.32% 1.42% 1.05% 1.41% 1.28% 1.18% 1.24% 1.47%
Capitalization / Revenue 2.34 x 2.7 x 2.99 x 2.09 x 2.26 x 2.55 x 2.35 x 2.18 x
EV / Revenue 2.34 x 2.7 x 2.99 x 2.09 x 2.26 x 2.55 x 2.35 x 2.18 x
EV / EBITDA - - - - 7.99 x 7.19 x 6.37 x -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 4.7 x 4.55 x 6.05 x 4.75 x 5.12 x 5.47 x 4.88 x 4.64 x
Nbr of stocks (in thousands) 8,18,271 8,05,190 7,74,556 7,47,233 7,28,746 7,19,303 - -
Reference price 2 124.5 120.9 163.6 147.8 187.3 235.6 235.6 235.6
Announcement Date 24/01/20 26/01/21 25/01/22 27/01/23 26/01/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 43,556 36,087 42,380 52,862 60,515 66,400 72,197 77,753
EBITDA 1 - - - - 17,087 23,578 26,620 -
EBIT 1 12,002 9,026 9,270 11,767 15,436 17,847 19,125 19,542
Operating Margin 27.56% 25.01% 21.87% 22.26% 25.51% 26.88% 26.49% 25.13%
Earnings before Tax (EBT) 1 8,429 4,296 10,689 9,585 10,513 12,100 13,442 14,792
Net income 1 6,663 3,036 7,917 7,400 8,252 9,242 10,296 11,354
Net margin 15.3% 8.41% 18.68% 14% 13.64% 13.92% 14.26% 14.6%
EPS 2 7.990 3.770 10.02 9.850 11.21 12.87 14.76 16.89
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 1.640 1.720 1.720 2.080 2.400 2.791 2.912 3.456
Announcement Date 24/01/20 26/01/21 25/01/22 27/01/23 26/01/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 12,145 11,735 13,395 13,556 14,176 14,281 15,054 15,381 15,799 15,801 16,619 16,797 17,293 17,204 18,061
EBITDA - - - - - - - - - - - - - - -
EBIT 1 2,359 2,679 2,953 3,237 2,898 3,222 4,000 4,333 3,949 4,414 4,487 4,508 4,491 4,564 4,831
Operating Margin 19.42% 22.83% 22.05% 23.88% 20.44% 22.56% 26.57% 28.17% 25% 27.93% 27% 26.84% 25.97% 26.53% 26.75%
Earnings before Tax (EBT) 1 2,306 2,712 2,543 2,459 1,871 2,167 2,734 3,100 2,512 3,145 3,077 3,088 2,857 3,162 3,433
Net income 1 1,679 2,069 1,964 1,851 1,546 1,788 2,142 2,418 1,904 2,405 2,349 2,357 2,179 2,415 2,621
Net margin 13.82% 17.63% 14.66% 13.65% 10.91% 12.52% 14.23% 15.72% 12.05% 15.22% 14.13% 14.03% 12.6% 14.04% 14.51%
EPS 2 2.180 2.730 2.570 2.470 2.070 2.400 2.890 3.300 2.620 3.330 3.266 3.298 3.094 3.514 3.719
Dividend per Share 2 0.4300 0.5200 0.5200 0.5200 0.5200 0.6000 0.6000 0.6000 0.6000 0.7000 0.7000 0.7111 0.7111 0.7800 0.7800
Announcement Date 25/01/22 22/04/22 22/07/22 21/10/22 27/01/23 20/04/23 21/07/23 20/10/23 26/01/24 19/04/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 30.4% 13.2% 35.2% 30.2% 31.5% 31.5% 32.4% 34.8%
ROA (Net income/ Total Assets) 3.54% 1.56% 4.17% 3.55% 3.37% 3.41% 3.6% 3.5%
Assets 1 1,88,487 1,94,503 1,89,993 2,08,498 2,44,728 2,71,163 2,86,351 3,24,397
Book Value Per Share 2 26.50 26.60 27.10 31.10 36.60 43.00 48.30 50.80
Cash Flow per Share 16.40 6.940 18.50 - - - - -
Capex 1 1,645 1,478 1,550 - 1,563 1,306 1,285 -
Capex / Sales 3.78% 4.1% 3.66% - 2.58% 1.97% 1.78% -
Announcement Date 24/01/20 26/01/21 25/01/22 27/01/23 26/01/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
28
Last Close Price
235.6 USD
Average target price
223.2 USD
Spread / Average Target
-5.27%
Consensus
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  3. AXP Stock
  4. Financials American Express Company