Financials Aegon Ltd. Nyse

Equities

AEG

US0076CA1045

Life & Health Insurance

Market Closed - Nyse 01:30:02 22/05/2024 am IST 5-day change 1st Jan Change
6.87 USD -0.29% Intraday chart for Aegon Ltd. +2.38% +19.27%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 8,056 6,538 8,826 9,141 8,212 11,153 - -
Enterprise Value (EV) 1 7,443 -1,834 13,792 12,080 8,212 22,825 13,104 13,104
P/E ratio 5.28 x 162 x 5.49 x -3.79 x -43.7 x 8.81 x 7.68 x 7.32 x
Yield 7.62% 3.71% 3.87% 4.85% - 5.6% 6.28% 6.73%
Capitalization / Revenue 0.44 x 0.41 x 0.57 x 0.62 x - 0.86 x 0.79 x 0.78 x
EV / Revenue 0.41 x -0.11 x 0.89 x 0.82 x - 1.76 x 0.93 x 0.91 x
EV / EBITDA - - - - - - - -
EV / FCF 1.03 x -3.8 x 18.9 x 15.5 x - 27.4 x 14.2 x 10.4 x
FCF Yield 96.7% -26.3% 5.29% 6.46% - 3.65% 7.06% 9.64%
Price to Book 0.36 x 0.29 x 0.37 x 0.83 x - 1.15 x 1.08 x 1.02 x
Nbr of stocks (in thousands) 19,80,832 20,21,164 20,09,073 19,29,320 15,64,872 17,51,952 - -
Reference price 2 4.067 3.235 4.393 4.738 5.248 6.366 6.366 6.366
Announcement Date 13/02/20 11/02/21 09/02/22 09/02/23 01/03/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 18,138 16,099 15,444 14,761 - 12,937 14,148 14,369
EBITDA - - - - - - - -
EBIT 1 1,973 1,729 1,906 1,918 1,498 1,636 1,675 1,754
Operating Margin 10.88% 10.74% 12.34% 12.99% - 12.64% 11.84% 12.21%
Earnings before Tax (EBT) 1 1,872 -84 2,056 -2,319 -317 1,586 1,744 1,891
Net income 1 1,528 55 1,651 -2,533 -247 1,213 1,312 1,312
Net margin 8.42% 0.34% 10.69% -17.16% - 9.38% 9.28% 9.13%
EPS 2 0.7700 0.0200 0.8000 -1.250 -0.1200 0.7222 0.8288 0.8701
Free Cash Flow 1 7,200 482 729 780 - 833.2 925.3 1,263
FCF margin 39.7% 2.99% 4.72% 5.28% - 6.44% 6.54% 8.79%
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) 471.2% 876.36% 44.16% - - 68.67% 70.51% 96.3%
Dividend per Share 2 0.3100 0.1200 0.1700 0.2300 - 0.3564 0.3995 0.4284
Announcement Date 13/02/20 11/02/21 09/02/22 09/02/23 01/03/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2019 S2 2020 S1 2020 S2 2021 S1 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q2 2023 S1 2024 S1 2024 S2
Net sales - - - - 3,662 3,915 - 6,188 3,651 3,577 - - - -
EBITDA - - - - - - - - - - - - - -
EBIT - 710 - - 443 470 463 538 429 488 - - - -
Operating Margin - - - - 12.1% 12.01% - 8.69% 11.75% 13.64% - - - -
Earnings before Tax (EBT) 1,105 111 -195 - -107 627 394 -454 -300 -1,978 - - - -
Net income 910 202 - - -60 504 385 -365 -200 -2,352 - - - -
Net margin - - - - -1.64% 12.87% - -5.9% -5.48% -65.75% - - - -
EPS 0.4500 0.0800 - - -0.0400 0.2500 0.1900 -0.1900 -0.1000 -1.180 - - 0.2500 0.2600
Dividend per Share 1 0.1600 0.0600 0.0600 0.0800 - 0.0900 - 0.1100 - 0.1200 0.1400 0.1400 0.1600 0.2100
Announcement Date 13/02/20 13/08/20 11/02/21 12/08/21 11/11/21 09/02/22 12/05/22 11/08/22 10/11/22 09/02/23 01/09/23 - - -
1EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt 1 - - 4,966 2,939 - 11,672 1,951 1,951
Net Cash position 1 613 8,372 - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow 1 7,200 482 729 780 - 833 925 1,263
ROE (net income / shareholders' equity) 9.6% 8.5% 6.35% -14.2% - 11.3% 12.2% 12.6%
ROA (Net income/ Total Assets) 0.37% 0.32% 0.34% 0.34% - 0.32% 0.34% 0.35%
Assets 1 4,17,065 17,405 4,92,395 -7,36,337 - 3,79,805 3,87,137 3,71,006
Book Value Per Share 2 11.20 11.10 11.90 5.740 - 5.550 5.910 6.230
Cash Flow per Share 3.580 -1.390 -0.8700 - - - - -
Capex 1 - 80 - - - 180 177 175
Capex / Sales - 0.5% - - - 1.39% 1.25% 1.22%
Announcement Date 13/02/20 11/02/21 09/02/22 09/02/23 01/03/24 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
15
Last Close Price
6.366 EUR
Average target price
6.051 EUR
Spread / Average Target
-4.95%
Consensus
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