AB&T Financial Corporation announced earnings results for the third quarter and nine months ended September 30, 2016. For the quarter, the company reported net income available to common shareholders was $112,000 or $0.004 per basic and $0.003 per diluted share, compared to a net loss available to common shareholders of $235,000 or $0.007 per basic and diluted share for the quarter ended September 30, 2015. This $347,000 increase in earnings was largely attributable to increases in net interest income of $123,000 and a reduction in non-interest expense of $241,000 for the quarter ended September 30, 2016 as compared to the quarter ended September 30, 2015. Earnings for the first nine months of 2016 increased by $1,221,000 to $335,000 compared to a net loss of $886,000 for the same period in 2015. Fully diluted earnings per share for the nine months ended June 30, 2016 were $0.01 compared to loss per share of $0.042 for the same period in 2015.