Financials Aasen Sparebank

Equities

AASB

NO0010672181

Banks

Market Closed - Oslo Bors 08:15:00 02/07/2024 pm IST 5-day change 1st Jan Change
113 NOK +2.71% Intraday chart for Aasen Sparebank -4.24% -14.39%

Valuation

Fiscal Period: December 2021 2022 2024 2025 2026
Capitalization 1 145 117.6 190.3 - -
Enterprise Value (EV) 1 145 117.6 190.3 190.3 190.3
P/E ratio 15.8 x 17.5 x 10 x 10.5 x 10.5 x
Yield 4.9% 5.6% 7.35% 6.99% 6.99%
Capitalization / Revenue 1.21 x 0.94 x 1.07 x 1.07 x 1.04 x
EV / Revenue 1.21 x 0.94 x 1.07 x 1.07 x 1.04 x
EV / EBITDA - - - - -
EV / FCF - - - - -
FCF Yield - - - - -
Price to Book 0.26 x 0.29 x 0.9 x 0.88 x 0.85 x
Nbr of stocks (in thousands) 1,014 1,014 1,730 - -
Reference price 2 143.0 116.0 113.0 113.0 113.0
Announcement Date 03/03/22 02/03/23 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2020 2021 2022 2024 2025 2026
Net sales 1 - 120.2 125.1 177.1 177.8 183.2
EBITDA - - - - - -
EBIT 1 - 56.3 63.28 99.1 97.8 101.2
Operating Margin - 46.84% 50.57% 55.96% 55.01% 55.24%
Earnings before Tax (EBT) 1 - 52.1 62.32 94.7 94.9 99.4
Net income 1 37.38 40.72 49.62 72.8 72.9 76.2
Net margin - 33.88% 39.65% 41.11% 41% 41.59%
EPS 2 - 9.040 6.610 11.28 10.78 10.76
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 - 7.000 6.500 8.300 7.900 7.900
Announcement Date 19/03/21 03/03/22 02/03/23 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2024 Q2 2024 Q3 2024 Q4
Net sales 1 36.36 - 29.78 31.75 35.93 40.2 40.14 43.82 44.3 44 44.5
EBITDA - - - - - - - - - - -
EBIT 1 11.97 - 15.91 16.91 18.93 21.77 24.59 25.84 27.8 25.2 22.7
Operating Margin 32.93% - 53.44% 53.28% 52.7% 54.14% 61.26% 58.96% 62.75% 57.27% 51.01%
Earnings before Tax (EBT) 1 10.2 - 17.89 14.42 21.23 23.23 26.71 24.9 28.3 23.8 21.3
Net income 1 8.615 6.205 12.67 10.92 19.82 17.79 21.88 19.33 21.7 18.3 16.3
Net margin 23.69% - 42.54% 34.4% 55.17% 44.25% 54.5% 44.11% 48.98% 41.59% 36.63%
EPS 2 8.500 - 12.50 10.77 - - - - 3.620 3.050 2.660
Dividend per Share - - - - - - - - - - -
Announcement Date 03/03/22 12/05/22 11/08/22 10/11/22 02/03/23 11/05/23 10/08/23 09/11/23 - - -
1NOK in Million2NOK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2020 2021 2022 2024 2025 2026
Net Debt - - - - - -
Net Cash position - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) - 7.39% 8.4% 9.3% 8.5% 8.2%
ROA (Net income/ Total Assets) - 0.9% 0.94% 1.1% 1.1% 1%
Assets 1 - 4,509 5,276 6,618 6,627 7,620
Book Value Per Share 2 - 561.0 396.0 126.0 129.0 132.0
Cash Flow per Share - - - - - -
Capex - - - - - -
Capex / Sales - - - - - -
Announcement Date 19/03/21 03/03/22 02/03/23 - - -
1NOK in Million2NOK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
113 NOK
Average target price
120 NOK
Spread / Average Target
+6.19%
Consensus
  1. Stock Market
  2. Equities
  3. AASB Stock
  4. Financials Aasen Sparebank