By | Month/year | Intraday loans | Overnight loans | Lombard loans | Loans secured by non-marketable assets and guarantees | Loans secured by gold |
| 1 | 2 | 3 | 4 | 5 | 6 |
| Total year 2004 | 3,051,870.5 | 30,262.7 | 4,540.8 | - | - |
| Total year 2005 | 6,014,025.0 | 30,792.0 | 1,359.0 | - | - |
| Total year 2006 | 11,270,967.5 | 47,023.5 | 6,121.4 | - | - |
| Total year 2007 | 13,499,628.1 | 133,275.9 | 24,154.5 | 32,764.5 | - |
| Total year 2008 | 17,324,352.8 | 230,236.1 | 212,677.6 | 445,526.2 | - |
| Total year2009 | 22,832,687.5 | 311,423.6 | 308,848.5 | 2,419,364.7 | - |
| Total year2010 | 28,359,579.5 | 229,939.6 | 74,993.0 | 334,557.0 | - |
| 2011 | |||||
| January | 1,746,207.3 | 14,937.3 | 1,192.5 | 2,169.6 | - |
| February | 2,770,757.3 | 18,602.3 | 1,138.6 | 479.4 | - |
| March | 2,733,668.5 | 24,286.1 | 5,283.5 | 1,427.5 | - |
| April | 3,006,648.2 | 22,315.2 | 3,082.5 | 172.8 | - |
| May | 2,796,370.9 | 20,196.9 | 3,134.5 | 427.3 | - |
| June | 3,003,097.9 | 16,247.6 | 6,999.6 | 174.2 | - |
| July | 2,677,438.0 | 14,444.1 | 2,265.5 | 459.7 | - |
| August | 3,086,865.6 | 16,561.1 | 6,009.7 | 318.9 | - |
| September | 3,327,252.0 | 20,348.4 | 13,606.5 | 1,103.4 | - |
| October | 4,029,579.4 | 15,244.5 | 22,675.6 | 81,587.0 | - |
| November | 4,492,860.8 | 11,201.4 | 24,095.1 | 22,408.0 | 19.00 |
| December | 4,518,495.0 | 14,576.1 | 23,259.0 | 320,582.8 | - |
| Total year2011 | 38,189,240.89 | 208,961.12 | 112,742.68 | 431,310.64 | 19.00 |
| 2012 | |||||
| January | 2,511,215.44 | 12,478.34 | 8,062.70 | 238,842.20 | 1.00 |
| February | 3,397,925.58 | 7,234.89 | 11,705.20 | 21,776.00 | - |
| March | 3,988,929.53 | 12,349.93 | 15,307.10 | 48,117.08 | 200.00 |
| April | 3,972,719.68 | 5,037.76 | 14,494.60 | 11,963.85 | 655.00 |
| May | 4,394,272.71 | 20,505.78 | 24,652.22 | 46,226.90 | 298.00 |
| June | 4,947,974.67 | 18,927.98 | 20,145.65 | 377,234.01 | 19.00 |
| July | 4,581,811.66 | 6,029.10 | 13,152.80 | 93,681.45 | 280.00 |
| August | 4,328,801.75 | 10,677.34 | 16,991.90 | 183,328.17 | 40.00 |
| September | 4,468,667.14 | 2,604.92 | 14,689.90 | 124,046.95 | 133.00 |
| October | 5,297,236.98 | 16,179.53 | 21,436.00 | 102,443.98 | 76.00 |
| November | 4,970,538.29 | 18,828.80 | 21,723.20 | 93,197.53 | 272.00 |
| December | |||||
| Total year2012 | 46,860,093.43 | 130,854.37 | 182,361.27 | 1,340,858.12 | 1,974.00 |
Reference information: use of the Bank of Russia intraday loans by credit institutions grouped by authorized capital
Information sources concerning credit institutions' refinancing (lending)
Bank of Russia Bulletin: Analytical Materials: Domestic Financial Market State, Money Market;
Bank of Russia Bulletin: Monetary Policy: The Monetary Situation and Monetary Policy Implementation (published quarterly);
Bulletin of Banking Statistics: Section Major Indicators and Instruments of the Bank of Russia Monetary Policy (Tables 2.1, 2.2, 2.7, 2.8, 2.9, 2.10), Section 6 Regional Section (Table 6.1.9), Section 7 Charts and Diagrams (Diagrams 7.2, 7.4, 7.5, 7.8) and Section 8 Summary Methodology;
Guidelines for the Single State Monetary Policy: Section IV.3. Monetary Policy Instruments and their Application;
Bank of Russia Annual Report: Section II. Bank of Russia Activities, II.1. Monetary Policy
The Bank of Russia extends loans on securities in compliance with the Bank of Russia Regulation No. 236-P.
The Bank of Russia extends intraday and overnight loans to credit institutions automatically and Lombard loans on request (an application for a loan at a fixed rate or an application for participation in a Lombard loan auction).
Reference information: use of the Bank of Russia overnight and Lombard loans on securities by credit institutions grouped by authorized capital
Intraday loans are extended to credit institutions free of charge, while overnight loans for the purpose of repaying the debt on intraday loan that remains unrepaid by the end of the day are extended at the Bank of Russia overnight interest rate. At present the Bank of Russia guarantees credit institutions the transfer of intraday and overnight loans to their correspondent accounts or sub accounts opened in the settlement system of the Bank of Russia divisions of all Regional Branches and National Banks of the Bank of Russia that process payments electronically.
Bank of Russia Lombard loans may be extended at a fixed rate or by auction and transferred to any bank accounts (correspondent account and/or sub accounts) of a credit institution opened in any Regional Branches or National Banks of the Bank of Russia or in authorized non-bank credit institutions.
Reference information: credit institutions' number of correspondent accounts/sub accounts, on which credit institutions have a right to raise Bank of Russia loans according to the Bank of Russia Regulation No. 236-P.
Lombard loan auctions are held on schedule. Lombard loans are extended at the following day after the auction. Credit institutions may make both competitive and non-competitive bids for an auction, although the share of non-competitive bids in total bids is limited by the Auction Rules.
The Bank of Russia extends Lombard loans at fixed rates to enable credit institutions efficiently manage their liquidity when using the averaging mechanism to required reserve. A Lombard loan is extended to a credit institution at the day it asks.
For extending Lombard loans the correspondent account opened in authorized non-bank credit institution, the credit institutions submit application forms for participation in Lombard credit auction/application on raising the Lombard loan at a fixed interest rate by using electronic trading system of Joint-Stock Company of the Moscow Interbank Stock Exchange (hereinafter - MICEX electronic trading system) according to the Rules of making transactions with credit institution with use of electronic trading system MICEX concerning deposit and credit operations by the Bank of Russia (approved by Board of directors of MICEX dated 12 of May 2006, coordinated with the Bank of Russia 29.05.2006).
Lombard loans' extension at a fixed rate depends on MICEX trading sessions, at submission of applications to MICEX electronic trading system in the first session (till 12-00 Moscow time) credits are extended - by 15-00 Moscow time, at submission of applications to MICEX electronic trading system in the second session (till 17-00 Moscow time) - credits are extended by 20-00 Moscow time.
Notices of extending the Bank of Russia loan on securities to the correspondent account opened in authorized non-bank credit institution are represented to the credit institutions by the Regional Branches and National Banks of the Bank of Russia at the place of keeping the correspondent account of the credit institution-borrower.
The collateral of intraday credits, overnights and Lombard credits is pledging (blocking) of securities meeting the following requirements:
1.Issue is included to the Bank of Russia Lombard List. Reference information: the minimum ratings of issuers (issues) of securities included to the Bank of Russia Lombard List are
