Victor Newsom

eCommLink enables program managers and financial institutions to maximize revenue from their prepaid debit programs. Its flexible prepaid processing platform, innovative features and industry experience allow clients to create customized prepaid programs for their specific markets while ensuring quality, security and time to market. To accomplish this, eCommLink utilizes a multi-tiered technology approach. At its core is a secure, scalable processor fully dedicated to Prepaid that handles all card transactions and network communication. Built on top of this is the STAX framework, which enables clients to build custom programs based on their exact business and market requirements. Within its system, clients can select and define value added feature sets (i.e. bill pay, integrated third party benefits, savings purses, etc.), program delivery methods (physical, mobile and/or virtual), cardholder interactions, processes, reports, and administrative and access controls. By building within this framework, eCommLink.s clients can enter the card marketplace quickly and at a much lower cost than with traditional card programs. Today, eCommLink.s prepaid platform is the foundation for a multitude of prepaid debit solutions around the world, including solutions for PULSE EFT, Discover and other leading companies. They support the full array of prepaid debit card programs, including general spend, payroll, corporate, teen/family, travel, government and gift cards. eCommLink is a privately held company based in Las Vegas, Nevada where it employs 70 people with extensive experience in the payments industry.

Blue Cross & Blue Shield of Florida, Inc. provides health insurance products and services. Its health insurance products include HMO, PPO, and indemnity products. The firm also provides accident and dismemberment, long-term care, dental, disability, and workers compensation insurance services. The company was founded in 1944 and is headquartered in Jacksonville, FL.

Part of Top2Net, Inc., Internet Marketing Concepts, Inc. provides web design and marketing consulting services. The company is based in Palm Springs, CA. Internet Marketing Concepts was acquired by Top2Net, Inc. on February 12, 2001.