Troy S. F. Graf

Carfinco Income Fund operates as an open-end mutual fund trust. The fund, through Carfinco LP, purchases loans, originated by select independent and franchise vehicle dealers to consumers buying late model used automobiles. It targets borrowers who are typically unable to obtain financing from traditional sources. The firm also generates interest and fee income on its finance receivables and pays interest on borrowings under its credit facility and on outstanding subordinated debentures. The company was founded on August 26, 2002 and is headquartered in Edmonton, Canada.

Carfinco Financial Group, Inc. provides vehicle financing to consumers who are not able to obtain it from more traditional lending sources. It offers loans to customers through a network of selected independent and franchise dealerships. The company was founded on September 28, 2011 and is headquartered in Edmonton, Canada.

Sheridan Brother Trust is an unincorporated open-ended, limited purpose mutual fund trust established under the laws of the Province of Ontario pursuant to a Deed of Trust dated December 28, 2006. The Fund is headquartered at 15 Polson Street in Toronto, Ontario M5A 1A4.

Part of Banco Santander SA, Carfinco, Inc. provides automobile financing. The company is based in Edmonton, Canada.