Susanna Joiner

United Planners' Financial Services of America LP provides full brokerage insurance and investment advice and services. The firm serves as intermediary brokers for securities, equities, fixed-income products, derivatives, and commodities. The company was founded in 1987 and is headquartered in Scottsdale, AZ.

Founded in 2004, SagePoint Financial, Inc. is a dually-registered SEC-registered investment advisor and broker-dealer headquartered in Phoenix, Arizona. The firm is a subsidiary of Advisor Group, Inc., a wholly-owned subsidiary of Advisor Group Holdings, Inc., which is owned by a consortium of investors that includes Lightyear Fund III LP (an investment fund affiliated with Lightyear Capital LLC) and PSPIB Lunar Investments Inc. (a wholly-owned vehicle of the Public Sector Pension Investment Board). SagePoint Financial was formerly known as AIG Financial Advisors.

Merrill Lynch & Co., Inc. provided wealth management, securities trading and sales, corporate finance and investment banking services. Merrill Lynch was a global trader and underwriter of securities and derivatives across a range of asset classes and serve as a strategic advisor to governments, institutions and individuals worldwide. The company was founded in 1913 and was headquartered in Charlotte, NC.

Founded in 2001, SAS Capital Management LLC is an SEC- registered investment advisor located in Dallas, Texas. The firm does business as Summit Advisor Solutions. SAS is a wholly-owned subsidiary of SAS Capital Partners LLC. They have an affiliated sister company, Argentus Advisors LLC, which is also an SEC registered investment advisor. Argentus provides investment management services to the public through registered investment adviser representatives (IARs). SCA Holdings LLC owns a majority interest in SAS Capital Partners LLC, hence a majority interest in SAS. SCA Holdings also owns Strategic Capital Alternatives LLC, an SEC registered investment advisor. SAS generally provides investment advisory services to RIA firms and individuals, including high net-worth individuals. To a lesser extent, they may provide services to pension and profit sharing plans (other than plan participants), charitable organizations, and corporations or business entities. SAS provides an advisory services platform which is utilized by RIA firms. SAS has also entered into solicitation arrangements with other RIA firms, where the RIA firm introduces prospective clients to SAS and provides for suitability analysis.