Shao Yong Cheng

Shao Yong Cheng is a Non-Executive Director at X Financial since 2015.
Previously, he worked as a Manager at Capital One Financial Corp.
He also served as the Deputy General Manager at Bank of Communications Co., Ltd.
from 2006 to 2013.
From 2013 to 2015, he was the Head-Business Banking at Hang Seng Bank (China) Ltd.
Prior to that, he held the position of Manager at Capital One Corp.
from 1997 to 2002.
He then worked as a Senior Manager-Credit Risk at HSBC North America, Inc. from 2002 to 2006.
Mr. Cheng holds an MBA from the University of Southern California and has completed undergraduate and graduate degrees from Tsinghua University.