Pedro Fernández Céspedes

Monte de Piedad y Caja de Ahorros de Ronda, Cádiz, Almería, Málaga, Antequera y Jaén operates as a community savings bank. Its interests focus on the promotion of social work programs in its geographic vicinity. It supports education, research, cultural initiatives, historical preservation efforts, and environmental projects. It also provides commercial banking services. Through its subsidiary Unicaja Banco SA, it offers mortgages, corporate financing, insurance, investment fund management, and credit card issuing. The company was founded on May 12, 2010 and is headquartered in Málaga, Spain.

Montes de Piedad y Caja de Ahorros de Ronda, Cadiz, Almeria, Malaga y Antequera is an independent Spanish firm which was founded in 1991 to provide banking and financial services. Headquartered in Málaga, the firm offers personal loans, credit cards, finance, securities, pension plans, savings, insurance, and home banking services. They are also present in Great Britain, Germany, France, Switzerland, Venezeula, and the Benelux countries through the representation offices of the CECA.