Jia Kung Liu

DBS Bank Ltd. engages in the provision of commercial banking and financial services. It operates through the following segments: Consumer Banking and Wealth Management, Institutional Banking, Treasury Markets, and Others. The Consumer Banking and Wealth Management segment offers individual customers a current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products. The Institutional Banking segment includes financial services and products to institutional clients including bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium-sized businesses. The Treasury Markets segment consists of structuring, market-making, and trading across treasury products. The Others segment encompasses activities from corporate decisions, capital and balance sheet management, funding, and liquidity. The company was founded in July1968 and is headquartered in Singapore.

HSBC Private Bank (Suisse) SA (HSBC-PBS) is a subsidiary of HSBC Private Banking Holdings (Suisse) SA, which in turn is a subsidiary of London-based HSBC Holdings Plc (LSE: HSBA; NYSE: HBC). HSBC-PBS was incorporated in 2001 as HSBC's private banking operations were undergoing reorganization. The bank was previously known as HSBC Republic Bank (Suisse) and originated in 1999. In 2009 the firm absorbed the activities of HSBC Guyerzeller Bank SA. HSBC-PBS is headquartered in Geneva with domestic branches in Lugano and Zurich as well as a seasonal office in St Moritz. The bank also has offices worldwide in Nassau, Guernsey, Stockholm, Athens, Istanbul, Tel Aviv, Moscow, Singapore, Hong Kong, Santiago, Montevideo and Buenos Aires. HSBC-PBS specializes in cross-border wealth management for an international clientele of high-net worth individuals and institutions. They manage discretionary portfolios and distribute investment products managed within HSBC and by third parties, following an open architecture model. The bank also carries out market transactions, grants Lombard credits and participates in settlement operations for the parent group.

HSBC Private Bank (Suisse) SA (HSBC-PBS) is a subsidiary of HSBC Private Banking Holdings (Suisse) SA, which in turn is a subsidiary of London-based HSBC Holdings Plc (LSE: HSBA; NYSE: HBC). HSBC-PBS was incorporated in 2001 as HSBC's private banking operations were undergoing reorganization. The bank was previously known as HSBC Republic Bank (Suisse) and originated in 1999. In 2009 the firm absorbed the activities of HSBC Guyerzeller Bank SA. HSBC-PBS is headquartered in Geneva with domestic branches in Lugano and Zurich as well as a seasonal office in St Moritz. The bank also has offices worldwide in Nassau, Guernsey, Stockholm, Athens, Istanbul, Tel Aviv, Moscow, Singapore, Hong Kong, Santiago, Montevideo and Buenos Aires. HSBC-PBS specializes in cross-border wealth management for an international clientele of high-net worth individuals and institutions. They manage discretionary portfolios and distribute investment products managed within HSBC and by third parties, following an open architecture model. The bank also carries out market transactions, grants Lombard credits and participates in settlement operations for the parent group.

DBS Bank Ltd. engages in the provision of commercial banking and financial services. It operates through the following segments: Consumer Banking and Wealth Management, Institutional Banking, Treasury Markets, and Others. The Consumer Banking and Wealth Management segment offers individual customers a current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products. The Institutional Banking segment includes financial services and products to institutional clients including bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium-sized businesses. The Treasury Markets segment consists of structuring, market-making, and trading across treasury products. The Others segment encompasses activities from corporate decisions, capital and balance sheet management, funding, and liquidity. The company was founded in July1968 and is headquartered in Singapore.

Australia & New Zealand Banking Group Ltd. /Hong kong/ engages in the provision of financial services. It also focuses on food and agribusiness, infrastructure, technology, property, transport, and logistics. The company was founded in 1970 and is headquartered in Hong Kong.

HSBC Private Bank (Suisse) SA (HSBC-PBS) is a subsidiary of HSBC Private Banking Holdings (Suisse) SA, which in turn is a subsidiary of London-based HSBC Holdings Plc (LSE: HSBA; NYSE: HBC). HSBC-PBS was incorporated in 2001 as HSBC's private banking operations were undergoing reorganization. The bank was previously known as HSBC Republic Bank (Suisse) and originated in 1999. In 2009 the firm absorbed the activities of HSBC Guyerzeller Bank SA. HSBC-PBS is headquartered in Geneva with domestic branches in Lugano and Zurich as well as a seasonal office in St Moritz. The bank also has offices worldwide in Nassau, Guernsey, Stockholm, Athens, Istanbul, Tel Aviv, Moscow, Singapore, Hong Kong, Santiago, Montevideo and Buenos Aires. HSBC-PBS specializes in cross-border wealth management for an international clientele of high-net worth individuals and institutions. They manage discretionary portfolios and distribute investment products managed within HSBC and by third parties, following an open architecture model. The bank also carries out market transactions, grants Lombard credits and participates in settlement operations for the parent group.

DBS Bank Ltd. engages in the provision of commercial banking and financial services. It operates through the following segments: Consumer Banking and Wealth Management, Institutional Banking, Treasury Markets, and Others. The Consumer Banking and Wealth Management segment offers individual customers a current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products. The Institutional Banking segment includes financial services and products to institutional clients including bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium-sized businesses. The Treasury Markets segment consists of structuring, market-making, and trading across treasury products. The Others segment encompasses activities from corporate decisions, capital and balance sheet management, funding, and liquidity. The company was founded in July1968 and is headquartered in Singapore.

DBS Bank Ltd. engages in the provision of commercial banking and financial services. It operates through the following segments: Consumer Banking and Wealth Management, Institutional Banking, Treasury Markets, and Others. The Consumer Banking and Wealth Management segment offers individual customers a current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products. The Institutional Banking segment includes financial services and products to institutional clients including bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium-sized businesses. The Treasury Markets segment consists of structuring, market-making, and trading across treasury products. The Others segment encompasses activities from corporate decisions, capital and balance sheet management, funding, and liquidity. The company was founded in July1968 and is headquartered in Singapore.

DBS Bank Ltd. engages in the provision of commercial banking and financial services. It operates through the following segments: Consumer Banking and Wealth Management, Institutional Banking, Treasury Markets, and Others. The Consumer Banking and Wealth Management segment offers individual customers a current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products. The Institutional Banking segment includes financial services and products to institutional clients including bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium-sized businesses. The Treasury Markets segment consists of structuring, market-making, and trading across treasury products. The Others segment encompasses activities from corporate decisions, capital and balance sheet management, funding, and liquidity. The company was founded in July1968 and is headquartered in Singapore.

DBS Bank Ltd. engages in the provision of commercial banking and financial services. It operates through the following segments: Consumer Banking and Wealth Management, Institutional Banking, Treasury Markets, and Others. The Consumer Banking and Wealth Management segment offers individual customers a current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products. The Institutional Banking segment includes financial services and products to institutional clients including bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium-sized businesses. The Treasury Markets segment consists of structuring, market-making, and trading across treasury products. The Others segment encompasses activities from corporate decisions, capital and balance sheet management, funding, and liquidity. The company was founded in July1968 and is headquartered in Singapore.

HSBC Private Bank (Suisse) SA (HSBC-PBS) is a subsidiary of HSBC Private Banking Holdings (Suisse) SA, which in turn is a subsidiary of London-based HSBC Holdings Plc (LSE: HSBA; NYSE: HBC). HSBC-PBS was incorporated in 2001 as HSBC's private banking operations were undergoing reorganization. The bank was previously known as HSBC Republic Bank (Suisse) and originated in 1999. In 2009 the firm absorbed the activities of HSBC Guyerzeller Bank SA. HSBC-PBS is headquartered in Geneva with domestic branches in Lugano and Zurich as well as a seasonal office in St Moritz. The bank also has offices worldwide in Nassau, Guernsey, Stockholm, Athens, Istanbul, Tel Aviv, Moscow, Singapore, Hong Kong, Santiago, Montevideo and Buenos Aires. HSBC-PBS specializes in cross-border wealth management for an international clientele of high-net worth individuals and institutions. They manage discretionary portfolios and distribute investment products managed within HSBC and by third parties, following an open architecture model. The bank also carries out market transactions, grants Lombard credits and participates in settlement operations for the parent group.

DBS Bank Ltd. engages in the provision of commercial banking and financial services. It operates through the following segments: Consumer Banking and Wealth Management, Institutional Banking, Treasury Markets, and Others. The Consumer Banking and Wealth Management segment offers individual customers a current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products. The Institutional Banking segment includes financial services and products to institutional clients including bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium-sized businesses. The Treasury Markets segment consists of structuring, market-making, and trading across treasury products. The Others segment encompasses activities from corporate decisions, capital and balance sheet management, funding, and liquidity. The company was founded in July1968 and is headquartered in Singapore.

DBS Bank Ltd. engages in the provision of commercial banking and financial services. It operates through the following segments: Consumer Banking and Wealth Management, Institutional Banking, Treasury Markets, and Others. The Consumer Banking and Wealth Management segment offers individual customers a current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products. The Institutional Banking segment includes financial services and products to institutional clients including bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium-sized businesses. The Treasury Markets segment consists of structuring, market-making, and trading across treasury products. The Others segment encompasses activities from corporate decisions, capital and balance sheet management, funding, and liquidity. The company was founded in July1968 and is headquartered in Singapore.

DBS Bank Ltd. engages in the provision of commercial banking and financial services. It operates through the following segments: Consumer Banking and Wealth Management, Institutional Banking, Treasury Markets, and Others. The Consumer Banking and Wealth Management segment offers individual customers a current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products. The Institutional Banking segment includes financial services and products to institutional clients including bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium-sized businesses. The Treasury Markets segment consists of structuring, market-making, and trading across treasury products. The Others segment encompasses activities from corporate decisions, capital and balance sheet management, funding, and liquidity. The company was founded in July1968 and is headquartered in Singapore.

DBS Bank Ltd. engages in the provision of commercial banking and financial services. It operates through the following segments: Consumer Banking and Wealth Management, Institutional Banking, Treasury Markets, and Others. The Consumer Banking and Wealth Management segment offers individual customers a current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products. The Institutional Banking segment includes financial services and products to institutional clients including bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium-sized businesses. The Treasury Markets segment consists of structuring, market-making, and trading across treasury products. The Others segment encompasses activities from corporate decisions, capital and balance sheet management, funding, and liquidity. The company was founded in July1968 and is headquartered in Singapore.