Frank L. Cowles

Virginia Commerce Bancorp, Inc. operates as a bank holding company for Virginia Commerce Bank. The company engages in a general commercial banking business through the bank, its sole direct operating subsidiary. The bank provides businesses with a full range of deposit accounts, merchant bankcard services, electronic funds transfer services, lock-box services, remote deposit capture, on-line banking, lines of credit for working capital, term loans and commercial real estate loans, and provides consumers with a wide array of deposit products, home equity and revolving lines of credit, installment loans and internet banking services. The bank offers investment services and provides safe deposit boxes as well as other customary banking services. The bank also offers residential mortgage loans through its mortgage lending unit. Its customer base includes small-to-medium-sized businesses, including firms that have contracts with the U.S. government, associations, retailers and industrial businesses, professionals and business executives and consumers. Virginia Commerce Bancorp was founded on November 5, 1999 and is headquartered in Arlington, VA.