Frank C. Crist

The Group's principal activities are to provide consumer and commercial banking services to small and medium-sized businesses, professionals and individuals. The Group offers deposit services, savings and loan associations, including checking accounts, NOW accounts, savings accounts and other time deposits. It also provides short-to-medium term commercial and personal loans. Commercial loans include secured and unsecured loans for working capital, business expansion and purchase of equipment and machinery. Consumer loans include secured and unsecured loans for financing automobiles, home improvements, education and personal investments. The Group provides safe deposit boxes, cash management services, traveler's checks, direct deposit of payroll and social security checks and automatic drafts for various accounts. The operations of the Group are conducted through its subsidiary Community First Bank. The Group operates in the United States.

American National Bankshares, Inc. engages in the provision of financial products and services. It operates through the Community Banking and Wealth Management segments. The Community Banking segment is involved in making loans to and generating deposits from individuals and businesses. The Wealth Management segment includes estate planning, trust account administration, investment management, and retail brokerage. The company was founded in 1984 and is headquartered in Danville, VA.