Denis Ricard

Industrial Alliance Insurance & Financial Services, Inc. engages in the provision of insurance and investment solutions. It operates through the following segments: Individual Insurance, Individual Wealth Management, Group Insurance, Group Savings and Retirement, US Operations and Other. The Individual Insurance segment refers to life, health, disability, and mortgage insurance products. The Individual Wealth Management segment offers individual products and services for savings plans, retirement funds, and segregated funds, in addition to securities brokerage, trust operations and mutual funds. The Group Insurance segment offers fife, health, accidental death, and dismemberment, dental care and short and long-term disability insurance products for employee plans; creditor insurance, replacement insurance, replacement warranties, extended warranties and other ancillary products for dealer services; and specialized products for special markets solutions. The Group Savings and Retirement segment provides products and services for savings plans, retirement funds, and segregated funds. The US Operations segment provides miscellaneous insurance products sold in the United States such as life insurance products and extended warranties relating to dealer services. The Other segment relates to auto and home insurance products and services such as set management and financing, as well as company capital. The company was founded in 1892 and is headquartered in Quebec, Canada.

Michel Rhéaume et Associés Ltée offers insurance brokerage services including life and health insurance. The firm provides services in the areas of marketing, telemarketing, sales, risk selection and claims. The company was founded in 1977 and is headquartered in Saint-Leonard, Canada.

Canadian Life & Health Insurance Association, Inc. provides insurance services. It offers retirement and investment products such as annuities, pension plans, RRSPs and RRIFs and also provides health insurance services such as disability income insurance, health care plans, accidental death, dismemberment benefits and dental plans. The company was founded in 1894 and is headquartered in Toronto, ON

Industrial Alliance Insurance & Financial Services, Inc. (Invt) (Industrial Alliance-IM) is the US-based investment management division of Industrial Alliance Insurance & Financial Services Inc., a life and health insurance company in Canada. They are ultimately owned by iA Financial Corp., Inc. The firm was founded in 1892 and is headquartered in Waco, Texas. Industrial Alliance-IM offers a wide range of financial products and services including whole life, universal life, term, group term, final expense, and annuities to individual and institutional clients.