Item 2.02 Results of Operations and Financial Condition.

On January 20, 2023, Wilson Bank Holding Company (the "Company") mailed a letter to its shareholders (the "Shareholder Letter") describing, among other things, the Company's earnings for the fiscal year ended December 31, 2022. The letter is furnished herewith as Exhibit 99.1.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

99.1 Letter to shareholders mailed January 20, 2023.

104 Cover Page Interactive Data File (embedded within the Inline XBRL document).

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