Village Bank and Trust Financial Corp. reported unaudited earnings results for the fourth quarter and year ended December 31, 2017. For the quarter, interest income was $4,594,000 against $4,099,000 a year ago. Net interest income before provision for loan losses was $3,870,000 against $3,448,000 a year ago. Income before income tax expense was $211,000 against $700,000 a year ago. Net loss available to common shareholders was $4,135,000 against income of $330,000 a year ago. Loss per basic and diluted share was $2.92 against earnings of $0.23 a year ago. Return on average assets was negative 3.42% against positive 0.46% a year ago. Return on average equity was negative 36.35 % against positive 4.70% a year ago. For the year, interest income was $17,298,000 against $15,989,000 a year ago. Net interest income before provision for loan losses was $14,577,000 against $13,380,000 a year ago. Income before income tax expense was $1,471,000 against $2,341,000 a year ago. Net loss available to common shareholders was $3,594,000 against income of $12,776,000 a year ago. Loss per basic and diluted share was $2.55 against earnings of $8.99 a year ago. Return on average assets was negative 0.91% against positive 4.20% a year ago. Return on average equity was negative 9.46% against positive 51.84% a year ago. Book value per share as at December 31, 2017 was $23.98 against $26.54 a year ago.