Press Release

UCO Bank announces Financial Results for the Quarter and Half-year ended 30th Sep'2014

HIGHLIGHTS OF PERFORMANCE

Total business as at end Sep'14 stood at Rs. 346716 cr. as compared to Rs. 327495 cr. a

year ago, exhibiting a growth of 5.86% Y-o-Y

Deposits of Rs.203554 cr. as at the end of Sep'14 grew by 7.82 % (YoY) from a year -ago figure of Rs. 188779 cr.

Global Advances of the Bank at Rs.143163 cr. as at the end of Sep'14 grew by 3.2 % (YoY) from Rs. 138716 cr. at the end of Sep'13. Domestic Advances of the Bank grew by

4.53 % (YoY) to reach Rs.129706 cr. as at the end of Sep'14.

As on 30.09.2014, Retail loan portfolio registered a sharp growth of 67.65% YoY to reach Rs. 17776 Cr. on the back of 63.66 % growth in Home loan and 139.2% growth in Car loans

Priority sector advances increased by 21.25% YoY to reach Rs.49756 Cr. as on 30.9.2014 from Rs.41035 Cr. a year ago

Agriculture credit grew from Rs. 13798 Cr. as on 30.9.2013 to Rs. 17960 Cr. registering

30.16% YoY growth

Loan to MSE Sector grew 14.23% YoY from Rs.20754 Cr. to Rs.23708 Cr.

For Q2FY15 Operating Profit was Rs. 1057 Cr. and Net Profit Rs. 105 Cr. while for the

Half-year the figures were Rs. 2258 Cr. and Rs. 625 Cr. respectively

Total income in the qtr. rose by 12.97 % to Rs. 5257 Cr. on the back of 10.21 % growth in

Total Interest Income which clocked Rs.4898 Cr. while for H1FY'15 Total income rose by
14.26 % to Rs. 10,651.79 Cr. on the back of 15.25 % growth in Total Interest Income which stood at Rs. 8651 Cr.

Other income in Q2FY15 rose sharply by 71.77% YoY to reach Rs. 359 Cr. (Rs.209 Cr.)

As on 30.9.14, GNPA ratio stood at 5.20 % against 5.32% a year ago while NNPA ratio stood at 3.15 % against 3.13% a year ago

Head Office : 10 BTM Sarani, Kolkata 700 001

Phone 033 4455- 7300/ 7500 /7700 Fax No. 033 2225 3986, 033 4455 7318

e-Mail: mailto:hocc.calcutta@ucobank.co.inhocc.calcutta@ucobank.co.inweb: http://www.ucobank.com/www.ucobank.com

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Slippages of assets belonging to the infrastructure sector were the major reason for Rs.2100 Cr. fresh NPAs in the quarter. Besides half of total slippages in the Q2FY15 were by restructured assets.

Kolkata,

07-Nov -2014

Head Office : 10 BTM Sarani, Kolkata 700 001

Phone 033 4455- 7300/ 7500 /7700 Fax No. 033 2225 3986, 033 4455 7318

e-Mail: mailto:hocc.calcutta@ucobank.co.inhocc.calcutta@ucobank.co.inweb: http://www.ucobank.com/www.ucobank.com

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