Nanto Bank : About the Nanto Bank Group (132kb)

Corporate Data (As of March 31, 2022)

Company profile

Name:	The Nanto Bank, Ltd.
Founded:	June 1, 1934
Head Office:	16, Hashimoto-cho, Nara City, Nara, Japan
Capital:	37,924.15 million yen
Total assets:	6,981.9 billion yen
Deposit balance:	5,659.5 billion yen
Loan balance:	3,892.5 billion yen
Loans to small and
medium-sized	1,446.5 billion yen
enterprises:
Domestic offices:	104 (65 in Nara Prefecture, including Internet branches, and 39 in other locations)
Employees:	2,330
Capital adequacy ratio: 9.60% (consolidated);
		9.29% (non-consolidated)
URL:	https://www.nantobank.co.jp
	Overview of Nanto Bank's consolidated subsidiary operations
									Capital	Percentage of subsidiaries'
	Company name			Location	Principal business		voting rights held
				(millions of yen)
									by the Bank (%)
Nanto Management Service Co., Ltd.			Nara City,	Subsidiary management		40	100
		Nara Prefecture	business
Nanto Business Service Co., Ltd			Nara City,	Bank's administrative		10	100
		Nara Prefecture	agency business
Nanto Credit Guarantee Co., Ltd.			Nara City,	Credit guarantee		10	100
		Nara Prefecture	business		(100)
Nanto Lease Co., Ltd.			Nara City,	Leasing business		500	100
		Nara Prefecture		(100)
Nanto Computer Service Co., Ltd.			Nara City,	Software development		10	100
		Nara Prefecture	business		(100)
Nanto DC Card Co., Ltd.			Ikoma City,	Credit card business		50	100
		Nara Prefecture		(100)
Nanto Card Service Co., Ltd.			Ikoma City,	Credit card business		50	100
		Nara Prefecture		(100)
Nanto Consulting Co., Ltd.			Nara City,	Consulting business		45	100
		Nara Prefecture		(100)
Nanto Challenged Co., Ltd.			Nara City,	Bank's administrative		20	100
		Nara Prefecture	agency business		(100)
Nanto Mahoroba Securities Co., Ltd.			Nara City,	Financial instrument		3,000	100
		Nara Prefecture	trading business		(100)
Nanto Capital Partners Co., Ltd.			Nara City,	Investment business		100	100
		Nara Prefecture
Notes: 1. Figures in parentheses in the "Percentage of subsidiaries' voting rights held by the Bank" column indicate the percentage of indirect voting rights.
	2. Nanto Management Service Co., Ltd. is an intermediate holding company.
(Reference) Affiliated	companies accounted for	by the equity method
	Company name			Location	Principal business			Capital		Percentage of subsidiaries'
						voting rights held
				(millions of yen)
									by the Bank (%)
Nara Mirai Design Co., Ltd.			Nara City,	Regional		30		-
		Nara Prefecture	revitalization business			(39.9)
Nara Kominka Machizukuri Partners Co., Ltd.		Nara City,	Investment business		3		-
	Nara Prefecture			(-)

Notes: 1. Figures in parentheses in the "Percentage of voting rights held by Nanto Bank" column indicate the percentage of indirect voting rights.

1. Nara Mirai Design, Co., Ltd. was newly established on April 1, 2021, as an equity-method affiliate of Nanto Bank.
2. Nara Kominka Machizukuri Partners Co., Ltd. became an affiliate of the Bank accounted for by the equity method on January 20, 2022, with the acquisition of its shares by Nara Mirai Design Co., Ltd.
3. In addition to the above, the Group includes three investment partnerships that are non-consolidated subsidiaries and three investment partnerships that are affiliates not accounted for by the equity method.

58 Nanto Report 2022, the integrated report of Nanto Bank

Stock situation

Total shares issued:

33,025 thousand

Number of shareholders: 15,351

Organizational overview Performance

and external environment

Stock distribution by owner category

Government and local public bodies

Financial institutions*1

0.03%

37.78%

10 thousand shares

12,478 thousand shares

Individuals/others*2

29.61%

Financial product

9,782 thousand shares

brokerages

1.65%

546 thousand shares

Foreigners

Other domestic corporations

12.31%

18.59%

4,066 thousand shares

6,140 thousand shares

*1 Total of banks, trust banks, life insurance companies, non-life insurance companies, others *2 Includes 407 thousand treasury shares

*3 The number of shares owned is rounded down to the nearest thousand.

Major shareholders (top 10)

		Ratio of number
	Number of	of shares owned
Name	shares owned	to total number
	(unit: 1,000)*4	of shares issued
		(%)*5
The Master Trust Bank of Japan, Ltd.	4,690	14.37
(trust account)
Custody Bank of Japan, Ltd. (trust account)	1,576	4.83
Nippon Life Insurance Company (Standing	1,053	3.22
proxy: The Master Trust Bank of Japan, Ltd.)
Meiji Yasuda Life Insurance Company (Stand-	1,043	3.19
ing proxy: Custody Bank of Japan, Ltd.)
Nanto Bank Employee Stock Ownership	926	2.83
Association
Sumitomo Life Insurance Company (Standing	662	2.02
proxy: Custody Bank of Japan, Ltd.)
Mitsubishi UFJ Bank, Ltd.	508	1.55
DMG Mori Seiki Co., Ltd.	476	1.46
Daiwa Gas Co., Ltd.	457	1.40
Kitamura Forestry Co., Ltd.	418	1.28

(Note) *4 The number of shares owned is rounded down to the nearest thousand.

*5 The percentage of shares held is calculated excluding treasury stock (399 thousand shares) and rounded down to two decimal places. Treasury stock does not include 73 thousand shares of the Bank's stock held by the BIP Trust for directors' remuneration.

Stock price transitions

(JPY)

4,000

Total shareholder return (TSR)

	Mar.	Mar.	Mar.
	2020	2021	2022
Nanto Bank (%)	60.3	56.0	58.8
TOPIX	99.5	141.5	144.3
(including dividend) (%)

Dividends per share / Dividend payout ratio

	Mar.	Mar.	Mar.
	2020	2021	2022
Dividends per share (yen)	80.00	80.00	110.00
Consolidated dividend	81.7	24.0	30.1
payout ratio (%)

2,000

0

2019/3

2020/3

2021/3

2022/3

Nanto Report 2022, the integrated report of Nanto Bank 59