Effective December 8, 2015, William Clement has been appointed to the position of Senior Vice President/Chief Lending Officer of Stewardship Financial Corporation (the “corporation”) and the corporation's subsidiary, Atlantic Stewardship Bank (the “Bank”). Mr. Clement, age 55, has over 35 years of experience in the banking industry, primarily in commercial lending with an expertise in portfolio management, new business development, risk management as well as financial analysis. Prior to joining the corporation and the Bank, Mr. Clement has worked at various financial institutions, most recently as Senior Vice President/Director of C&I Lending.