Stock MZ3 SPAREBANK 1 NORDMØRE
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Financials SpareBank 1 Nordmøre Börse Stuttgart

Equities

MZ3

NO0010691660

Banks

Market Closed - Börse Stuttgart
Other stock markets
 08:15:36 05/07/2024 pm IST 		5-day change 1st Jan Change
10.67 EUR +0.32% Intraday chart for SpareBank 1 Nordmøre +0.98% -2.04%
14/02 SpareBank 1 Nordmøre Reports Earnings Results for the Full Year Ended December 31, 2023 CI
14/02 SpareBank 1 Nordmøre Reports Earnings Results for the Fourth Quarter Ended December 31, 2023 CI

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 258 260.2 1,196 1,133 1,133 1,123 - -
Enterprise Value (EV) 1 258 260.2 1,196 1,133 1,133 1,123 1,123 1,123
P/E ratio 6.95 x 12.5 x 22.1 x 9.06 x 10.2 x 7.28 x 7.6 x 8.34 x
Yield 7.39% 5.6% 3.79% - 5.6% 8.87% 8.87% 7.26%
Capitalization / Revenue 0.63 x 0.66 x 2.08 x 1.61 x 1.34 x 1.23 x 1.22 x 1.21 x
EV / Revenue 0.63 x 0.66 x 2.08 x 1.61 x 1.34 x 1.23 x 1.22 x 1.21 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.83 x 0.83 x 1 x - 0.86 x 0.78 x 0.75 x 0.73 x
Nbr of stocks (in thousands) 2,243 2,243 9,062 9,062 9,062 9,062 - -
Reference price 2 115.0 116.0 132.0 125.0 125.0 124.0 124.0 124.0
Announcement Date 13/02/20 15/02/21 10/02/22 15/02/23 14/02/24 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 411.6 395.9 575 704 847 912.9 920.8 926.9
EBITDA - - - - - - - -
EBIT 1 154.9 144 153 323 422 479.1 476.2 471.1
Operating Margin 37.63% 36.38% 26.61% 45.88% 49.82% 52.48% 51.72% 50.83%
Earnings before Tax (EBT) 1 263.4 175.1 175 390 409 511.6 509.1 483.6
Net income 1 229.8 144.8 146 331 314 415.3 406.6 382
Net margin 55.82% 36.57% 25.39% 47.02% 37.07% 45.49% 44.16% 41.21%
EPS 2 16.55 9.310 5.970 13.79 12.31 17.02 16.32 14.86
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 8.500 6.500 5.000 - 7.000 11.00 11.00 9.000
Announcement Date 13/02/20 15/02/21 10/02/22 15/02/23 14/02/24 - - -
1NOK in Million2NOK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q2 2024 Q3 2024 Q4
Net sales 1 156 163 162 169 195 204 205 215 219 229.3 223.3 233.2
EBITDA - - - - - - - - - - - -
EBIT 1 20 46 66 76 97 96 100 112 108 119.5 115.8 119.8
Operating Margin 12.82% 28.22% 40.74% 44.97% 49.74% 47.06% 48.78% 52.09% 49.32% 52.12% 51.86% 51.37%
Earnings before Tax (EBT) 1 31 35 102 87 132 82 99 110 111 155.2 108.7 119.8
Net income 1 24 30 88 70 123 64 77 79 86 131.8 85.5 95
Net margin 15.38% 18.4% 54.32% 41.42% 63.08% 31.37% 37.56% 36.74% 39.27% 57.48% 38.29% 40.74%
EPS 2 1.690 1.940 3.740 3.080 5.060 2.450 3.030 3.100 3.410 5.400 3.500 3.890
Dividend per Share - - - - - - - - 7.000 - - -
Announcement Date 10/11/21 10/02/22 10/05/22 16/08/22 15/02/23 15/05/23 14/08/23 27/10/23 14/02/24 - - -
1NOK in Million2NOK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 11.4% 6.5% 5.2% - 8.6% 10.9% 10.5% 10.1%
ROA (Net income/ Total Assets) 1.51% 0.87% 0.68% - 1.15% 1.5% 1.4% 1.3%
Assets 1 15,215 16,665 21,487 - 27,333 27,687 29,043 29,385
Book Value Per Share 2 138.0 139.0 132.0 - 145.0 160.0 165.0 169.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 13/02/20 15/02/21 10/02/22 15/02/23 14/02/24 - - -
1NOK in Million2NOK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for SpareBank 1 Nordmøre

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
124 NOK
Average target price
131 NOK
Spread / Average Target
+5.66%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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  5. Financials SpareBank 1 Nordmøre