New Century Bancorp Inc. has named David Richard "Rick" Tobin, Jr. as executive vice president and chief credit officer. A veteran banker with over 20 years of industry experience, Tobin most recently served New Century as senior vice president and regional credit administrator. In the role of chief credit officer, he succeeds L. Daniel Fisher who retired earlier this month. Tobin's responsibilities include developing lending portfolio objectives, policies and procedures that drive the bank's credit culture; analyzing and reporting the status of the bank's loan portfolio, approving loan requests outside the loan authority of individual officers; and, assuring Federal and State lending guidelines are followed.