Shinsei Bank, Limited announced consolidated and non-consolidated earnings results for the nine months ended December 31, 2015. For the period, on consolidated basis, the company reported total revenue JPY 164.3 billion against JPY 175.6 billion a year ago. Ordinary business profit was JPY 59.6 billion against JPY 70.2 billion a year ago. Income before income taxes was JPY 50.9 billion against JPY 56.5 billion a year ago. Profit attributable to owners of the parent was JPY 48.1 billion against JPY 52.3 billion a year ago. Return on assets was 0.7% against 0.8% a year ago. Return on equity (fully diluted) was 8.5% against 10.1% a year ago. Diluted EPS was JPY 18.13 against JPY 19.73 a year ago.

For the period, on non-consolidated basis, the company reported total revenue JPY 77.9 billion against JPY 87.4 billion a year ago. Ordinary business profit was JPY 21.5 billion against JPY 31.1 billion a year ago. Net income was JPY 28.7 billion against JPY 35.7 billion a year ago. Income before income taxes was JPY 29.2 billion against JPY 36.4 billion a year ago.

For the fiscal year 2016, on consolidated basis, the company expects profit attributable to owners of the parent of JPY 62.0 billion.

For the fiscal year 2016, on non-consolidated basis, the company expects net income of JPY 42.0 billion and net business profit of JPY 34.0 billion.

For the fiscal year 2016, the company expects dividend of JPY 1.0 per common stock against same amount announced a year ago.