Santander Consumer USA Holdings Inc. reported unaudited consolidated earnings results for the fourth quarter and year December 31, 2016. For the quarter, the company reported total finance and other interest income of $1,627,183,000 against $1,559,930,000 a year ago. Net finance and other interest income after provision for credit losses was $446,263,000 against $343,059,000 a year ago. Net finance and other interest income after provision for credit losses and profit sharing was $434,087,000 against $332,410,000 a year ago. Income before income taxes was $90,186,000 against loss of $21,799,000 a year ago. Net income was $61,275,000 against loss of $19,555,000 a year ago. Net income per diluted share was $0.17 against loss of $0.05 a year ago. Return on average assets was 0.6% against negative return on average assets of $0.2% a year ago. Return on average equity was 4.7 against negative return on average equity of 1.8% a year ago. For the year, the company reported total finance and other interest income of $6,529,596,000 against $6,087,784,000 a year ago. Net finance and other interest income after provision for credit losses was $2,258,453,000 against $1,946,702,000 a year ago. Net finance and other interest income after provision for credit losses and profit sharing was $2,210,637,000 against $1,889,218,000 a year ago. Income before income taxes was $1,160,711,000 against $1,289,612,000 a year ago. Net income was $766,466,000 against $824,040,000 a year ago. Net income per diluted share was $2.13 against $2.31 a year ago. Return on average assets was 2.0% against 2.4% a year ago. Return on average equity was 15.8% against 20.1% a year ago.