Item 2.02 Results of Operations and Financial Condition.

On January 26, 2023, Rhinebeck Bancorp, Inc. issued a press release announcing 2022 fourth quarter and year-end financial results.

A copy of the press release is attached to this report as Exhibit 99.1 and is incorporated by reference herein. The information contained in this Item 2.02, including the information set forth in the press release and incorporated by reference herein, is being "furnished" and not "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended.

Item 9.01Financial Statements and Exhibits.

(d) Exhibits:

99.1 Rhinebeck Bancorp, Inc. Press Release dated January 26, 2023.

104Cover Page Interactive Data File (embedded within the inline XBRL).

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