Financial Performance - Q3 (FY 2021-22)

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1

Highlights & Business Performance

Asset Quality

Investment

Financial Performance

Capital and Shareholding Pattern

Balance Sheet

Key Financial Ratios

Geographical Presence & Financial Inclusion

Digital Initiative

3-13

14-22

23-24

25-31

32-35

36-37

38-42

43-46

47-49

2

Highlights & Business

Performance

3

Highlights

1030 bps Q-o-Q

3807 bps Q-o-Q

626 bps Q-o-Q

6 bps Q-o-Q

Operating Profit

Rs. 332 Cr.

Net Profit

Rs.301 Cr.

CASA

Rs.32749 Cr.

Cost of Deposit

4.24 %

Net Interest Margin

3.17 %

Yield on Advances

7.69 %

Provision Coverage

Ratio

87.77 %

Net NPA

3.01%

57 bps Q-o-Q

77 bps Q-o-Q

333 bps Q-o-Q

80 bps Q-o-Q

4

Business

(Rs in Crore)

Outstanding as of

YoY

QoQ

Parameters

Growth

Growth (%)

Dec'20

Mar'21

Jun'21

Sep'21

Dec'21

(%)

(Sequential)

Total Business

155115

163919

166411

169484

167061

(1.43)

7.70

Total Deposits

90509

96108

98478

101910

100351

(1.53)

10.87

Total Advances

64606

67811

67933

67574

66710

(1.28)

3.26

Total Deposits

Total Advances

66710

100351

90509

64606

Dec'20

Dec'21

Dec'20

Dec'21

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Punjab & Sind Bank published this content on 07 February 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 07 February 2022 09:37:04 UTC.