First Defiance Financial Corp. announced unaudited consolidated earnings results for the fourth quarter and year ended December 31, 2016. For the full year ended on December 31, 2016, net income totaled $28.8 million, or $3.19 per diluted common share, compared to $26.4 million or $2.82 per diluted common share for 2015. Net interest income for 2016 totaled $78.9 million, compared with $74.1 million for 2015. Income before income taxes was $41.597 million against $37.833 million a year ago. Return on average assets was 1.20% against 1.19% a year ago. Return on average equity was 10.10% against 9.52% a year ago. For the fourth quarter 2016, the company earned $7.4 million, or $0.81 per diluted common share compared to $6.6 million, or $0.71 per diluted common share for the fourth quarter of 2015. Net interest income was $20.5 million in the fourth quarter of 2016 was up from $19.0 million in the fourth quarter of 2015. The growth in net interest income of $1.5 million included interest recoveries primarily from loan payoffs of $501,000 in the fourth quarter 2016 compared to $228,000 of interest recoveries in the fourth quarter 2015. Income before income taxes was $10.801 million against $9.307 million a year ago. Return on average assets was 1.19% against 1.14% a year ago. Return on average equity was 10.02% against 9.33% a year ago. Common book value was $32.62 per share against $30.78 per share a year ago.